Uttarakhand High Court

WPMS/2588/2020 of FARMAN ALI Vs GENERAL MANAGER PUNJAB NATIONAL BANK on 31 December 2020

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of 2020 Hon’ble Manoj K. Tiwari, J. Mr. Bilal Ahmed, Advocate for the petitioner. Mr. Siddhartha Jain, Advocate for the respondent no. 2. Heard learned counsel for the parties through video conferencing. Petitioner took a loan from Punjab National Bank, Brnch Sulutanpur Kunhari, District

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WPMS No. 2588 of 2020

Hon’ble Manoj K. Tiwari, J.Mr. Bilal Ahmed, Advocate for the petitioner.

Mr. Siddhartha Jain, Advocate for the respondent no. 2.

Heard learned counsel for the parties through video conferencing.

Petitioner took a loan from Punjab National Bank, Brnch Sulutanpur Kunhari, District Haridwar. Since petitioner defaulted in repayment of loan, therefore, proceedings for recovery of outstanding amount have been initiated against him.

By means of this writ petition, petitioner has sought following relief:-

I.Issue a writ order or direction in the nature of Mandamus directing and commanding the respondent bank to take early decision on the application/OTS proposal dated 11.12.2020 and till such decision the respondent bank may kindly be restrained from conduction auction of the house of petitioner. of Mandamus directing and commanding the respondent bank to take early decision on the application/OTS proposal dated 11.12.2020 and till such decision the respondent bank may kindly be restrained from conduction auction of the house of petitioner.

Admittedly, petitioner has borrowed money, therefore, he is liable to repay the same to the Bank. Thus, there is no scope of interference in the matter.

Learned counsel for the petitioner submits that petitioner wants to repay the loan at the earliest.

If that is so, petitioner is at liberty to approach the Competent Authority in the Bank by making a representation. If such representation is made within one week from today, the Competent Authority shall take decision thereupon, in accordance with law, within ten days thereafter.

Let certified copy of this order be supplied to the petitioner today itself.

(Manoj K. Tiwari, J.)

31.12.2020

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