WRIC/10670/2025 of M/S SUMAN DISTRIBUTERS THRU. PROPRIETOR AJAY KUMAR PANDEY Vs STATE OF U.P. THRU. PRIN. SECY. FINANCE LKO. AND 3 OTHERS on 7 November 2025

HIGH COURT OF JUDICATURE AT ALLAHABAD LUCKNOW WRIT - C No. - 10670 of 2025 Court No. - 2 HON'BLE MRS. SANGEETA CHANDRA, J. HON'BLE AMITABH KUMAR RAI, J. Heard learned counsel for the petitioner and Shri Prashant Kumar Srivastava, learned counsel who appears on behalf of respondents no.3 and 4 and learned Standing Counsel who appears on behalf of respondent no.1. This petition has been filed with the following prayers :- Issue a writ, order or direction in the nature of Mandamus commanding and directing the opposite parties to rectify the status of NPA (Non – Performing Asset) and provide the detailed certified account statement of C.C. Account No.05690500025297, related to Bank of Baroda Branch Civil Line, Sultanpur, in the interest of justice. i. To direct the opposite parties to direct the opposite party to settle the loan account and provide the No Objection Certificate of C.C. Account No.05690500025297, related to Bank of Baroda Branch Civil Line Sultanpur, in the interest of justice. ii. To stay the auction process adopted by the opposite party no.4 of C.C. Account No.05690500025297, related to Bank of Baroda Branch Civil Line Sultanpur, in the interest of justice. iii. It is the case of the petitioner that he had taken a cash credit loan of almost Rs. 53,02727/- in September 2012. Due to financial hardship faced because of COVID- 2019 pandemic he could not deposit the instalments in time. The respondent – Bank has put the loan account of the petitioner under the category of NPA and has initiated recovery proceedings. The petitioner is ready to settle the account as per guidelines issued by the RBI. He has approached the opposite party no.3 and filed an application on 14.10.2025 but the opposite party no.3 is not paying any heed to such application, hence, this petition has been filed with the aforesaid prayers. Shri Prashant Kumar Srivastava, learned counsel who appears for respondents no.3 and 4 submits that Bank has initiated SARFAESI proceedings against the petitioner as notice under Section 13 (2) of the Act has been issued. As per the amendment in the Versus Counsel for Petitioner(s) : Vijay Bahadur Singh, Aman Kumar Counsel for Respondent(s) : C.S.C., Prashant Kumar Srivastava M/S Suman Distributers Thru. Proprietor Ajay Kumar Pandey .....Petitioner(s) State Of U.P. Thru. Prin. Secy. Finance Lko. And 3 Others .....Respondent(s)

Act the petitioner may approach the authority concerned of the bank if he is willing to pay the amount shown as due against the loan account. Shri Prashant Kumar Srivastava has also pointed out that the application made by the petitioner on 14.10.2025 to the respondent no.3 has not been looked into by the respondent no.3. It is only authorized officer of the Bank who can decide application of the petitioner if he is ready to pay the amount within a specified period of time. This petition is disposed of with the direction to the petitioner to approach the authorized officer of the Bank who is Chief Manager/ Authorized Officer of Bank of Baroda, Branch Civil Lines, Sultanpur within a week from today by making an appropriate application. If such an application is made the Chief Manager/ Authorized Officer shall look into the grievance of the petitioner and is readiness and willingness to pay the loan dues and pass appropriate order thereon within a period of three weeks thereafter.

November 7, 2025 mks WRIC No. 10670 of 2025 2 (Amitabh Kumar Rai,J.) (Mrs. Sangeeta Chandra,J.) Digitally signed by :- MANISH SAXENA High Court of Judicature at Allahabad, Lucknow Bench