Gauhati High Court
WP(C)/1146/2026 of M/S GAYAN STEEL FABRICATION Vs THE STATE OF ASSAM AND 6 ORS on 5 March 2026
GAHC010036912026 2026:GAU-AS:3287-DB THE GAUHATI HIGH COURT (HIGH COURT OF ASSAM, NAGALAND, MIZORAM AND ARUNACHAL PRADESH) Case No. : WP(C)/1146/2026 M/S GAYAN STEEL FABRICATION PROPRIETOR NITUL GAYAN, AGED 45 YEARS, S/O LATE BANAMALI GAYAN, VILL .MURHANI, P.O. CHALCHALI, PURONIGUDAM, P.S.
GAHC010036912026
2026:GAU-AS:3287-DB
THE GAUHATI HIGH COURT
(HIGH COURT OF ASSAM, NAGALAND, MIZORAM AND ARUNACHAL PRADESH)
Case No. : WP(C)/1146/2026
M/S GAYAN STEEL FABRICATION
PROPRIETOR NITUL GAYAN, AGED 45 YEARS, S/O LATE BANAMALI
GAYAN, VILL .MURHANI, P.O. CHALCHALI, PURONIGUDAM, P.S.
SAMAGURI, DIST. NAGAON, ASSAM.
VERSUS
THE STATE OF ASSAM AND 6 ORS
REPRESENTED BY COMMISSIONER AND SECRETARY TO THE
GOVERNMENT OF ASSAM, DISPUR, GUWAHATI.PIN - 781006
2:CANARA BANK
SPECIALISED A.R.M. BRANCH 1ST FLOOR
DEE DEE GRANDE
PANJABARI ROAD
SIXMILE
GUWAHATI 781022
DIST. KAMRUP (M)
ASSAM.
3:DIST. COMMISSIONER
DIST. NAGAON
ASSAM.
OFFICE OF THE DEPUTY COMMISSIONER
NAGAON
ASSAM
PIN 782002
4:RECOVERY OFFICER II
DEBT. RECOVERY TRIBUNAL
GUWAHATI
PIN 781007
5:THE BRANCH MANAGER
CANARA BANK
NAGAON BRANCH SITUATED AT VIP ROAD
NAGAON
PIN 782001
6:THE REGIONAL OFFICE
CANARA BANK
2ND FLOOR
BLOCK A
MAYFAIR BUILDING
LOKHRA ROAD
GUWAHATI
PIN 781034
7:SUPERINTENDENT OF POLICE
NAGAON
L.N.B ROAD
NAGAON
ASSAM
PIN 78200
Advocate for the Petitioner : MS. G BORAH, S CHETIA
Advocate for the Respondent : GA, ASSAM, BEFORE
HONOURABLE MR. JUSTICE MICHAEL ZOTHANKHUMA
HONOURABLE MR. JUSTICE KAUSHIK GOSWAMI
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ORDER
Date : 06-03-2026 (M. Zothankhuma, J)
1. Heard Ms. G. Borah, learned counsel for the petitioner and Mr. H. Parvej, learned counsel for the respondent No. 2. Mr. P. Saikia, learned counsel appears for the respondent Nos. 1, 3 & 7.
2. The writ petition under Article 226 of the Constitution of India has been filed by the proprietor of M/s Gayan Steel Fabrication, a micro/small enterprise located in Murhani, Puranigudam, Nagaon District, Assam, established in 2012. The petitioner challenges actions by Canara Bank (respondent No.7, the lending institution) in recovering loans under the SARFAESI Act, 2002, and proceedings before the Debts Recovery Tribunal (DRT), Guwahati, and its Recovery Officer. The loans – a Cash Credit (OCC) of Rs.15 Lakhs (later enhanced to Rs. 30 Lakhs) and a Term Loan of Rs.28.50 Lakhs, totalling Rs.43.50 Lakhs were sanctioned on 09.08.2014 and covered under the Central Government Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme, a collateral-free guarantee program for MSEs (with 80% coverage for North East Region units). The petitioner paid annual guarantee fees as per the scheme.
3. The petitioner seeks to set aside/modify the Recovery Officer’s order dated 30.01.2026.
4. Learned counsels for the parties submit that there is an alternative remedy available in terms of Section 30 of the Recovery of Debts and Bankruptcy Act, 1993.
5. In the case of P.H.R. Invent Educational Society vs. UCO Bank and others (SLP(C) 8867/2022), the Supreme Court held that the High Court should not exercise jurisdiction under Article 226 of the Constitution and ignore the availability of statutory remedies under the DRT Act and the SARFAESI Act, as they are effective alternative remedies.
6. Accordingly, in view of there being an alternative statutory remedy available, the petitioner should approach the Appropriate Forum in terms of the statutory alternative remedy available, within a period of 10 days from today, for redressal of his grievances.
8. The writ petition is accordingly dismissed.
JUDGE JUDGE Comparing Assistant