WA/1475/2026 of INDIAN BANKS' ASSOCIATION, Vs MR. SWARUPANANDA GOUDA K.S., on 8 September 2026

HC-KAR

IN THE HIGH COURT OF KARNATAKA AT BENGALURU

DATED THIS THE 8TH DAY OF SEPTEMBER, 2026

PRESENT

THE HON'BLE MR. VIBHU BAKHRU, CHIEF JUSTICE

AND

THE HON'BLE MRS. JUSTICE K.S. HEMALEKHA

WRIT APPEAL NO. 1475 OF 2026 (GM-RES)

BETWEEN:

1.

INDIAN BANKS' ASSOCIATION

AN UNREGISTERED ASSOCIATION

HAVING ITS OFFICE AT:

6TH FLOOR, WORLD TRADE CENTRE-I

CUFFE PARADE, MUMBAI - 400 005

REPRESENTED BY ITS

AUTHORISED SIGNATORY

MR. ASHOK KUMAR MISHRA

ADVISOR-LEGAL

…APPELLANT

(BY SRI HEMANTH R. RAO, ADVOCATE [V/C])

AND:

1.

MR. SWARUPANANDA GOUDA K.S.

S/O. SANTHAVEERA GOUD K.S.

AGED ABOUT 60 YEARS

CHARTERED ENGINEER AND

GOVT. APPROVED VALUER

NO.713, NEAR ESI, 3RD BLOCK

RAJAJINAGAR

BANGALORE - 560 010

2.

RESERVE BANK OF INDIA

SHAHID BHAGATH SINGH ROAD

FOR SRI KANVA SOUHARDA CREDIT

Digitally

signed by

AMBIKA H B

Location:

High Court

of Karnataka

HC-KAR

COOPERATIVE LIMITED AND

KANVA GROUP OF COMPANIES

BENGALURU

3.

UNION BANK OF INDIA

NO. 239, VIDHAN BHAVAN MARG

NARIMAN POINT

MUMBAI - 400 021

REPRESENTED BY ITS

MD & CEO

4.

THE FEDERAL BANK

FEDERAL TOWERS

MARKET ROAD

PERIYAR NAGAR

ALUVA - 683 101

KERALAM

REPRESENTED BY ITS MD & CEO

…RESPONDENTS

THIS WRIT APPEAL IS FILED UNDER SECTION 4 OF THE

KARNATAKA HIGH COURT ACT PRAYING TO SET ASIDE THE

ORDER DATED 24/02/2026 PASSED BY THE LEARNED SINGLE

JUDGE IN W.P. NO.30058/2024 FILED BY THE RESPONDENT NO.1

BEFORE THE HON'BLE HIGH COURT OF KARNATAKA AT

BENGALURU IN SO FAR AS IT HOLDS THAT THE APPELLANT

PERFORMS A PUBLIC OR QUASI-PUBLIC FUNCTION THAT IS

AMENABLE TO JUDICIAL REVIEW UNDER ARTICLE 226 OF THE

CONSTITUTION OF INDIA IN PARAGRAPH NO.11.15 OF THE

IMPUGNED ORDER & ETC.

THIS APPEAL, COMING ON FOR PRELIMINARY HEARING, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER:

HC-KAR

CORAM: HON'BLE MR. VIBHU BAKHRU, CHIEF JUSTICE

and

HON'BLE MRS. JUSTICE K.S. HEMALEKHA