CMA/721/2019 of POONAM KANWAR D/O BHANWAR SINGH Vs LALIT SHARMA S/O GOKUL CHAND SHARMA on 16 July 2026

Judgment

16/07/2026

vihykfFkZ;k iwue daoj dh vksj ls izLrqr nhokuh fofo/k vihy la[;k&721@2019 ,oa vihykFkhZ Hkaoj flag dh vksj ls izLrqr nhokuh fofo/k vihy la[;k&722@2019] mDr nksuksa nhokuh fofo/k vihysa /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk okn U;k;kf/kdj.k ,oa vij ftyk ,oa ls'ku U;k;k/kh'k Øe&4] t;iqj ftyk] t;iqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&152@2018 ¼144@2017½ cmuoku Hkaoj flag cuke yfyr 'kekZ o vU; rFkk Dyse ;kfpdk la[;k&153@2018 ¼143@2017½ cmuoku dqekjh iwue daoj cuke yfyr 'kekZ o vU; esa ikfjr fu.kZ; fnukad 20-10-2018 ¼ftls vkxs *vk{ksfir fu.kZ;* ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA ftudk fuLrkj.k lqfo/kk dh n`f"V ls bl ,d fu.kZ; ds }kjk fd;k tk jgk gSA

vihykfFkZ;k iwue daoj o vihykFkhZ Hkaoj flag }kjk eksVj okgu nq?kZVuk esa Lo;a ds vkgr gks tkus ds QyLo:i Øe'k% 16]20]000 #i;s o 41]20]000@& #i;s Dyse izkIr djus gsrq i`Fkd&i`Fkd Dyse ;kfpdk,a fo}ku vf/kdj.k ds le{k izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdkvksa dk fuLrkj.k djrs gq, ;kph iwue daoj dks dqy 1]58]593@& #i;s dh {kfriwfrZ jkf’k rFkk ;kph Hkaoj flag dks dqy 6]61]406@& #i;s dh {kfriwfrZ jkf'k e; C;kt 09 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj vihykfFkZ;k iwue daoj }kjk o vihykFkhZ Hkaoj daoj }kjk izLrqr

(3 of 13) [CMA-721/2019] vihyasa fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSaA

nhokuh fofo/k vihy la[;k&721@2019 ds laca/k esa nkSjkus cgl fo}ku vf/koDrk vihykfFkZ;k dk rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykfFkZ;k dh ekfld vk; dh x.kuk 26 fnol dh etnwjh ds vk/kkj ij djrs gq, 5]226@& #i;s izfrekg fu/kkZfjr dj =qfV dkfjr dh xbZ gS] tcfd vihykfFkZ;k dh ekfld vk; dh x.kuk 30 fnol dh etnwjh ds vk/kkj ij dh tkuh pkfg, FkhA oDr ?kVuk vihykfFkZ;k V~;w'ku i<+kdj 10]000@& #i;s dh vk; vftZr djrh Fkh] fdUrq fo}ku vf/kdj.k }kjk mDr rF; ij dksbZ fopkj ugha fd;k x;kA ekeys dh nq?kZVuk esa dkfjr pksVksa ds QyLo:i vihykfFkZ;k ds 'kjhj ij dqy 18-27 izfr'kr LFkkbZ fu;ksX;rk dkfjr gksuk crk;k x;k gS] fdUrq fo}ku vf/kdj.k }kjk mDr 18-27 izfr'kr LFkkbZ fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjisz{; esa 12 izfr'kr vkadk tkdj =qfV dkfjr dh xbZ gSA mudk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk fu/kkZfjr vk; ij dksbZ Hkfo"; o`f) ugha dj =qfV dkfjr dh xbZ gSA mudk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa dksbZ lewfpr jkf'k ugha fnyokbZ xbZ gS rFkk vU; enksa esa Hkh vR;ar de jkf'k fnyokbZ xbZ gS] ftuesa c<+ksrjh dh tkosA vr% vihykfFkZ;k }kjk izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh xbZA

nhokuh fofo/k vihy la[;k&722@2019 ds laca/k esa nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dh dksbZ vk; fu/kkZfjr ugha dj =qfV dkfjr dh gS] tcfd oDr ?kVuk vihykFkhZ iatkc us'kuy cSad esa ,l-Mh-vks- ds in ij dk;Zjr gksdj izfrekg 52]000@& #i;s osru izkIr djrk FkkA ekeys dh nq?kZVuk esa vihykFkhZ ds dkfjr pksVksa ds QyLo:i mlds 'kjhj ij dqy 33 izfr'kr LFkkbZ fu;ksZX;rk dkfjr gksuk crk;k x;k gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dks 'kkjhfjd o

(4 of 13) [CMA-721/2019] ekufld ihM+k dh en esa rFkk vU; enksa esa Hkh vR;ar de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA

nksuksa i{kksa dks lquk x;kA i=kofy;ksa dk voyksdu fd;k x;kA

gLrxr vihyksa dk fuLrkj.k fuEukuqlkj fd;k tk jgk gS %& nhokuh fofo/k vihy la[;k&721@2019 %&

ekeys dh nq?kZVuk esa dkfjr pksVksa ds QyLo:i vihykfFkZ;k ds 'kjhj ij dqy 18-27 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries.

13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words: "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time

(5 of 13) [CMA-721/2019] the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.""

i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 16-11-2016 dh crkbZ x;h gS rFkk oDr ?kVuk vihykfFkZ;k dks V~;w'ku i<+kdj izfrekg 10]000@& #i;s dh vk; vftZr djuk vo'; crk;k x;k gS] fdUrq vihykfFkZ;k }kjk Lo;a dh vk; ds laca/k esa dksbZ Bksl izek.k fo}ku vf/kdj.k ds le{k i=koyh ij is'k ugha fd;k x;k gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k ds dk;Z dh izÑfr dks n`f"Vxr j[krs gq, oDr ?kVuk vihykfFkZ;k dks vdq'ky Jfed dh Js.kh esa j[kk tkdj mldh ekfld vk; dh x.kuk 26 fnol dh etnwjh ds vk/kkj ij djrs gq, 5]226@& #i;s ekfld fu/kkZfjr dh xbZ gS] tcfd vihykfFkZ;k dh vk; dh x.kuk 30 fnol dh etnwjh ds vk/kkj ij dh tkuh pkfg, FkhA vihykfFkZ;k i<+h fy[kh efgyk gSA ,slh fLFkfr esa ge] ?kVuk dh frfFk rFkk vihykfFkZ;k ds dk;Z dh izÑfr dks n`f"Vxr j[krs gq, mls oDr ?kVuk dq'ky Jfed dh Js.kh eas j[kk tkdj rRle; izpfyr U;wure etnwjh nj ds vk/kkj ij vihykfFkZ;k dh nSfud vk; 221@& #i;s] rn~uqlkj ekfld vk; 221 x 30 = 6]630@& #i;s fu/kkZfjr fd;k tkuk mfpr le>rs gSaA fo}ku vf/kdj.k }kjk vihykfFkZ;k dh fu/kkZfjr ekfld vk; ij dksbZ Hkfo"; o`f) ugha dh xbZ gSA oDr ?kVuk vihykfFkZ;k dks 24 o"kZ vk;q dk gksuk crk;k x;k gS rFkk fo}ku vf/kdj.k }kjk Hkh vihykfFkZ;k dh vk;q 24 o"kZ fu/kkZfjr dh x;h gSA pwafd oDr ?kVuk vihykfFkZ;k 24 o"kZ vk;q dh Lofu;ksftr O;olk;h FkhA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, mldh fu/kkZfjr ekfld vk; 6]630@& #i;s esa 40 izfr'kr vFkkZr 2]652@& #i;s dh

(6 of 13) [CMA-721/2019] c<+ksrjh djrs gq, vihykfFkZ;k dh dqy 'kq) ekfld vk; 9]282@& #i;s fu/kkZfjr dh tkrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA

gLrxr nq?kZVuk esa vihykfFkZ;k ds 'kjhj ds fofHkUu Hkkxksa esa gkFk o jh<+ dh gM~Mh esa lk/kkj.k o xaHkhj pksVsa dkfjr gksuk crk;k x;k gS rFkk vihykfFkZ;k ds I;wfcd cksu] da/ksa o jh<+ dh gM~Mh esa vfLFk Hkax dh xaHkhj pksVsa dkfjr gksuk crk;k x;k gS] ftuds lkewfgd izHkko ls vihykfFkZ;k ds 'kjhj esa dqy 18-27 izfr’kr LFkkbZ fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkk;h fu;ksZX;rk izek.k i= izn'kZ&152 ds voyksdu ls Li"V gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k dks dkfjr gqbZ 18-27 izfr'kr LFkkbZ fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjisz{; esa 12 izfr'kr vkadk x;k gSA

bl laca/k esa ekuuh; mPpre U;k;ky; }kjk ikfjr U;kf;d n`"VkUr Prakash Chand Sharma Vs. Rambabu Saini & Anr. reported in 2025 SCC Online SC 276, ds ekeys esa fuEufyf[kr er O;Dr fd;k gS fd %& "9. The Tribunal questioned the competence of the Medical Board to assess the permanent disability of the claimant- appellant, terming the certificate of the Medical Board as not completely reliable. If the Tribunal had reason to doubt the medical certificate, the option available before it was to have the disability re-assessed but it could not have gone into the details of the determination of disability. Since that course of action has not been adopted, the opinion of the Medical Board, being an opinion of the experts is to be treated as such. That apart, the comatose state of the claimant-appellant is not in dispute."

bl izdkj izdk'k pan 'kekZ ¼mijksDr½ ds ekeys esa ekuuh; mPpre U;k;ky; }kjk ;g ekuk x;k gS fd fo}ku vf/kdj.k] LFkk;h fu;ksZX;rk izek.k i= esa n'kkZ;h x;h LFkk;h fu;ksZX;rk dks de ugha dj ldrkA ;fn fo}ku vf/kdj.k dks LFkk;h fu;ksZX;rk izek.k i= ds laca/k esa lansg gks rks og LFkk;h fu;ksZX;rk ds laca/k esa iqu% fo'ks"kK dh jk; izkIr dj ldrk gSA

[2026:RJ-JP:28320] (7 of 13) [CMA-721/2019] vU;Fkk ,slh fLFkfr esa esfMdy cksMZ ds fo'ks"kKksa }kjk LFkk;h fu;ksZX;rk izek.k i= esa tks LFkk;h fu;ksZX;rk n'kkZ;h x;h gS] og iw.kZ LFkk;h fu;ksZX;rk fo'ks"kKksa dh jk; vuqlkj ;Fkkor ekuh tkosxhA

,slh fLFkfr esa ge] izdk'k pUn 'kekZ ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ls lger gksrs gq, vihykfFkZ;k ds LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&152 esa n'kkZ;h x;h 18-27 izfr'kr LFkkbZ fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjizs{; esa Hkh 18-27 izfr'kr vkadk tkuk mfpr le>rs gSaA ,slh fLFkfr esa fuf'pr :i ls vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; esa deh gksuk LokHkkfod gSA rn~uqlkj vihykfFkZ;k dks dkfjr gqbZ 18-27 izfr'kr LFkkbZ fu;ksZX;rk ds vk/kkj ij ge] vihykfFkZ;k dks vk; dh {kfr Hkh 18-27 izfr'kr gksuk ikrs gSaA rn~uqlkj vihykfFkZ;k dh fu/kkZfjr ekfld vk; 9]282@& #i;s dk 18-27 izfr'kr 1]696@& #i;s gksrk gS] tks vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA oDr ?kVuk vihykfFkZ;k dh vk;q 24 o"kZ fu/kkZfjr dh x;h gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªklaiksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vk/kkj ij vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, 18 dk xq.kd yxk;k tkuk visf{kr gSA rn~uqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 1]696 x 12 x 18 = 3]66]336@& #i;s gksrh gS] tks vihykfFkZ;k izkIr djus dh vf/kdkjh gSA

fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa 15]000@& #i;s dh jkf'k vihykfFkZ;k dks fnyokbZ xbZ gS] tks de gSA vr% 'kkjhfjd o ekufld ihM+k dh en esa ge] 40]000@& #i;s dh jkf'k vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA

fo}ku vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa i`Fkd ls dksbZ jkf'k vihykfFkZ;k dks ugha fnyokbZ xbZ gSA vr% Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa ge] 40]000@& #i;s dh jkf'k vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA

[2026:RJ-JP:28320] (8 of 13)

fo}ku vf/kdj.k }kjk vihykfFkZ;k dks mlds bykt ij O;; gqbZ jkf'k ds en esa 5]135@& #i;s rFkk 06 fnol vLirky esa HkrhZ jgus dh en esa 3]000@& #i;s dh jkf'k fnyokbZ xbZ gS] mijksDr enksa esa fnyokbZ xbZ jkf'k esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA

fo}ku vf/kdj.k }kjk ikSf"Vd vkgkj rFkk ;krk;kr o ifjogu dh enksa esa i`Fkd ls dksbZ jkf'k vihykfFkZ;k dks ugha fnyokbZ xbZ gSA ekeys dh nq?kZVuk esa dkfjr pksVksa ds QyLo:i vihykfFkZ;k dks fo'ks"k vkgkj dh vko';drk jgh gksxh rFkk bykt gsrq vLirky vkuk&tkuk iM+k gksxkA ,slh fLFkfr esa ge] ikSf"Vd vkgkj dh en esa 10]000@& #i;s rFkk ;krk;kr o ifjogu dh en esa 5]000@& #i;s dh jkf'k i`Fkd ls vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA

fo}ku vf/kdj.k }kjk vihykfFkZ;k dks byktjr vof/k ds nkSjku gqbZ vk; dh gkfu ds en esa dksbZ jkf'k ugha fnyokbZ x;h gSA ;g LoHkkfod gS fd ekeys dh nq?kZVuk esa dkfjr gqbZ pksVksa ds QyLo:i vihykfFkZ;k djhc 02 ekg rd vk; vftZr djus esa vleFkZ jgh gksxhA ,slh fLFkfr esa ge] byktjr vof/k ds nkSjku gqbZ 02 ekg dh vk; dh gkfu ds en esa 6]030 x 2 = 12]060@& #i;s dh jkf'k vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA

mDrkuqlkj vihykfFkZ;k@DysesaV iwue daoj fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dh vf/kdkjh gS %& Øe la[;k 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k ¼#i;s esa½

Hkfo"; esa gksus okyh vk; vtZu dh {kerk esa deh ds en esa 3]66]336@&

'kkjhfjd o ekufld ihM+k dh en esa 40]000@&

Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa 40]000@&

bykt ds nkSjku O;; gqbZ jkf'k ds en esa 5]135@&

06 fnol rd vLirky esa HkrhZ jgus dh en esa 3]000@&

ikSf"Vd vkgkj dh en esa 10]000@&

;krk;kr o ifjogu ij O;; jkf'k ds en esa 5]000@&

byktjr vof/k ds nkSjku gqbZ 02 ekg vk; dh gkfu ds en esa 12]060@& bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 4]81]531@& fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 1]58]593@& c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 3]22]938@&

[2026:RJ-JP:28320] (9 of 13)

rnuqlkj vihykfFkZ;k dh vksj ls izLrqr nhokuh fofo/k vihy la[;k&721@2019] vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykfFkZ;k@DysesaV dks 1]58]593@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 4]81]531@& :i;s dk iapkV ikfjr fd;k tkrk gSA vihykfFkZ;k }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykfFkZ;k izkIr djus dh vf/kdkjh ikbZ tkrh gSA nhokuh fofo/k vihy la[;k&722@2019 %&

ekeys dh nq?kZVuk esa vihykFkhZ ds 'kjhj ds fofHkUu Hkkxksa I;wfcd cksu] ck;sa gkFk rFkk jh<+ dh gM~Mh esa vfLFk Hkax dh xaHkhj pksVsa dkfjr gksuk crk;k x;k gS] ftuds QyLo:i vihykFkhZ ds 'kjhj ij dqy 33-76 izfr'kr LFkk;h fu;ksZX;rk dkfjr gksuk ik;k x;k gS] ftldh iqf"V vihykFkhZ ds LFkk;h fu;ksZX;rk izek.k i= izn'kZ&21 ls gksrh gSA vihykFkhZ }kjk U;k;ky; ds le{k gq, c;ku esa ;g dFku fd;k x;k gS fd ekeys dh nq?kZVuk esa dkfjr pksVksa ds QyLo:i mls dksbZ vkfFkZd uqdlku ugha gqvk gSA ,slh fLFkfr esa fo}ku vf/kdj.k }kjk vihykFkhZ dks dksbZ vk; dh {kfr gksuk ugha ik;k x;k gSA fo}ku vf/kdj.k ds mDr fu"d"kZ esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA fdUrq vihykFkhZ dks ekeys dh nq?kZVuk esa dkfjr pksVksa ds QyLo:i 'kkjhfjd o ekufld ihM+k lgu djuh iM+h gksxh rFkk vihykFkhZ dks ikSf"Vd vkgkj] ifjogu o vU; enksa ij jkf'k ogu djuh iM+h gksxhA ,slh fLFkfr esa mijksDr enksa esa vihykFkhZ dks jkf'k fnyok;k tkuk mfpr izrhr gksrh gSA fo}ku vf/kdj.k }kjk vihykFkhZ dks 'kkjhfjd o ekufld ihM+k dh en esa 60]000@& #i;s dh jkf'k fnyokbZ x;h gS] tks de gSA vihykFkhZ iatkc us'kuy cSad esa ,l-Mh-vks- ds in ij dk;Zjr Fkk rFkk jktdh; deZpkfj;ksa dks LFkk;h fu;ksZX;rk dkfjr gksus ds QyLo:i 'kkjhfjd o ekufld ihM+k dh en esa] Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa] ikSf"Vd vkgkj dh en esa o vU; enksa esa {kfriwfrZ jkf'k fnyok;s tkus ds laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar Nargis Siddiqui Vs. Oriental Insurance Co. Ltd.

(10 of 13) [CMA-721/2019] & Ors. (@ Special Leave Petition (Civil) No. 2578/2016) decided on 24.04.2026 ds ekeys esa fuEufyf[kr fl)kUr izfrikfnr fd;k x;k gS %& "6. Upon appeal by the Respondent- Insurance Company, the High Court maintained the findings on negligence but erroneously set aside the compensation for loss of future earnings. The High Court reasoned that since the appellant was a government employee and had continued in service without a reduction in salary or removal from her post, she had suffered no actual loss of income.

7. The appellant is a teacher. A 39.07% permanent disability, which restricts her ability to stand for long hours, sit cross- legged, or move freely, has a direct and deleterious impact on her professional efficiency and career advancement. While her current salary may be protected by government service rules, her "earning capacity" in the open market and her eligibility for promotions and seniority-linked benefits have been severely compromised.

8. We have heard the learned counsel for the parties and perused the material on record. While the base monthly income of ₹6,230/- as determined by both the courts below is maintained, we find that the High Court failed to adequately compensate the appellant for the profound impact of a 39.07% permanent disability on her quality of life and physical well-being. Even in cases where pecuniary loss of income is not immediately evident due to continued employment, the non-pecuniary losses— specifically the physical trauma, mental agony, and the permanent loss of amenities —must be assessed with greater sensitivity to reflect "just compensation."

9. In view of the severity of the fractures and the resultant shortening of the limb, we find it appropriate to modify the compensation by enhancing the non-

(11 of 13) [CMA-721/2019] pecuniary heads to address the appellant's lifelong suffering.

10. Hence, the final compensation is re- determined and awarded as per the chart mentioned below:" Sr. Nos. Heads Awarded Amount Cases

Medical Expenses Rs. 2136/-

Special Diet & Transportation Rs. 28,010/- Sidram v. Divisional Manager, United India Insurance Ltd. (2023) 3 SCC 439 Para 89 and

Pain And Suffering Rs. 5,00,000/- K.S. Muralidhar v. R. Subbulakshmi and Anr. 2024 SCC Online SC 3385 Para 13 and 14

Loss of Happiness & Amenities Rs. 3,50,000/- Raj Kumar v. Ajay Kumar (2011) 1 SCC 343 Para 6

Loss of Income during treatment Rs. 32,740/- Total Rs. 9,12,886/- pwafd gLrxr ekeys esa Hkh vihykFkhZ jktdh; deZpkjh gS rFkk orZeku esa dk;Zjr gS] ftldks izfrfnu ukSdjh ij tkuk gksxk] ftls mldh LFkk;h fu;ksZX;rk ds dkj.k vR;ar ihM+k o vlqfo/kk gksxh] ,slh fLFkfr esa ge] 'kkjhfjd o ekufld ihM+k dh en esa 1]50]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

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[2026:RJ-JP:28320] (12 of 13) [CMA-721/2019] ;krk;kr o ifjogu dh en esa 10]000@& #i;s dh jkf'k i`Fkd ls vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

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mDrkuqlkj vihykFkhZ@DysesaV Hkaoj flag fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gS %& Øe la[;k 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k ¼#i;s esa½

'kkjhfjd o ekufld ihM+k dh en esa 1]50]000@&

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ikSf"Vd vkgkj dh en esa 15]000@&

;krk;kr o ifjogu ij O;; jkf'k ds en esa 10]000@&

13 fnol rd vLirky esa HkrhZ jgus dh en esa 6]500@&

bykt ds nkSjku O;; gqbZ jkf'k ds en esa 3]87]560@&

vodk'k ,ot dh en esa 2]07]346@& bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 9]26]406@& fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 6]61]406@& c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 2]65]000@&

rnuqlkj vihykFkhZ dh vksj ls lafLFkr nhokuh fofo/k vihy la[;k&722@2019] vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykFkhZ@DysesaV dks 6]61]406@& #i;s dh jkf'k fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 9]26]406@& #i;s dk iapkV ikfjr fd;k tkrk gSA vihykFkhZ }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dk vf/kdkjh ik;k tkrk gSA

vihykfFkZ;k iwue daoj rFkk vihykFkhZ Hkaoj flag dks ns; {kfriwfrZ jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tk,xhA

fo}ku vf/kdj.k }kjk vihykfFkZ;k iwue daoj o vihykFkhZ Hkaoj flag ds i{k esa fu/kkZfjr dh xbZ {kfriwfrZ jkf'k ij mUgsa ;kfpdk nk;j djus dh

[2026:RJ-JP:28320] (13 of 13) [CMA-721/2019] frfFk ls 09 izfr'kr okf"kZd C;kt fnyok;k x;k gSA ,slh fLFkfr esa bl fu.kZ; }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij Hkh ;kfpdk nk;j djus dh frfFk ls vihykfFkZ;k iwue daoj o vihykFkhZ Hkaoj flag] 09 izfr'kr okf"kZd C;kt izkIr djus ds vf/kdkjh gSaA

rnuqlkj ;g vihysa fuLrkfjr dh tkrh gSA

lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J 107-108-S/LOKESH RAJ