Telangana High Court
WP/17126/2026 of Mohammed Shadab Anwar Vs Union of India on 4 June 2026
COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) THURSDAY, THE FOURTH DAY OF JUNE TWO THOUSAND AND TWENry SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA NO: OF [ 33001 ...PETITIONER Between: AND Mohammed Shadab Anwar, S/o Mohammed Samir Ul Hague Aged about
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
THURSDAY, THE FOURTH DAY OF JUNE
TWO THOUSAND AND TWENry SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
NO:
OF
[ 33001
...PETITIONER
Between:
AND
Mohammed Shadab Anwar, S/o Mohammed Samir Ul Hague Aged about 44
years, Occupation: Business, R/o H.No. 17-1-9216, .lst Floor, Flat No.6, Edi Bazar, Near Life Function Hall, Santosh Nagar Road, Charminar, yakutpura, Hyderabad, Telangana-500023
1. Union of lndia, Rep. by its Secretary, Ministry of Finance, New Delhi.
2. The Reserve Bank of lndia, Rep. by its Chief General Manager,6-1_56, Secretariat Road, Saifabad, Khairatabad, Hyderabad, Telangana-S00b04.
3. lnduslnd Bank, Rep. by its Authorized Signatory, Corporate Ofiice, 2-S7, Road No.17, MIDC, lndustrial Estate, Marol Andheri East, Mumbai, Maharastra_400057
4. Kotak Mahindra Bank Limited., Rep. by its Branch Manager, Abids Branch, Hyderabad - 500001, Telangana
5. Axis Bank Limited., Rep. by its Branch Manager, Abids Branch, Hyderabad - 500001, Telangana.
6. Axis Finance, Rep. by its Branch Manaler, Abids Branch, Hyderabad-500001 , Telangana
7. Axis Bank Limited., Rep. by its Branch Manager, Charminar Branch, Hyderabad - 500064, Telangana
8. Tata Capital, Rep. by its Authorized Signatory 1.lth Floor, Tower A, peninsula Business Park, Ganpatrokadam Marg, Lower parel, Mumbai-400013
9. Neo GroMh Finance, Rep by its Branch Manager, Lake Shore Towers, Unit No.
602, 6th Floor, Raj Bhavan Road, Beside yES Bank, Somajiguda, Hyderabad, Telangana 'l0.Kinara Capital, Represented by its Authorized Signatory, #SO, 2nd Floor, 1OO Ft Road, HAL, 2nd Sraoe, Defence C"i"rV, lroi.Jragar, Bengaturu, Karnataka_
560038
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11.Unity Smatl Finance t$,^l_"t by its Authorized Signatory,40, Basant Lok, Vasant Vihar, New Delhl11005i 12'Hero Fincrop, Rep by its.Authorized signatory, 3rd Froor, The Grand Buirding, Lumbini Classic Apartment, Raj eharan ioid,'iiyJerabad_S00082
13.NIDO Finance. Rep byits Authorized Signatory Tower 3, Sth Floor, Wing B, Kohinoor City Mail, Kiroi Road, XrA, W".ii fr,lri.,l",
14.AKRA Finance, Rep by.its_Authorized signatory, 2so4t2sro6, 25th Floor, one Lodha ptace, Lodha Wortd Towers, S.;"dii d#;ri naarg, t_oweierr"r,.i,rr,n,iri_
400013
15. IFL Finance Limited., _Rep. by its Branch Manager, ClN.
167100MH1995p1C093797, RBr coR r.ro',. r,r-r'i.ozglo Regd office.- ,FL House, E:11,|j,',?f::"t-fl5i,ff "o No 1 6v, irot N"' e rSl rh" ntind;iil n,"L-,'w"gr"
16'SMFG rndia credit company Limited., Rep. by its Authorized signatory, 3;ry&.:nl-r.JrlT. rower-e, r.i iio'o'.,'r,rb- rTr, Mounr poonam"rE no,o, 17 B$aj Finance, Rep bv its Authorized signatory 6th Froor, Bajaj Finsery corporate Office, Off pune-Ahmednagar Road, tffi.; N;g; pune, Maharas tra_411014
RESPONDENTS
Petition under Articre 226 0f the constitution of rndia praying that in the circumstances stated in the affidavitrir.Jtrerei,iitr,'irre nign court may be preased to issue a writ, order or Direction,- ,or" p"-rttri"dy' on" in the nature of a writ of Mandamus decraring the actions "r tt" n"-.p.ro1.t''3'to 17 in sending recovery agents to the residence and workprace "r tn"-Ir"ii.r"i anct threatening him with dire consequences if roans are y,r"p3ig as iregar, improper, arbitrary, unconstitutionar and against the principres of naturar iustice, ?nsel'JJnuy direct the Respondents to forthwith stop- sending recovery agents to the petitioner's residence & Business ll"Jfir."iffil"ilow procedure as per RBt Guide tines io recover any toans thar may be ,|
F
Petition under section^,'r 51 cpc praying that in the circumstances stated in the affidavit fited in suooorr of -the petition, tnii fiigh ;;rrt may be pleased to direct the Respondenrs to rorthwitr sto?,::ldils ,"*;di;;J
to tne petitioner,s residence and
Business premises, pending drsposar of the above writ petition.
counsel for the petitioner: sRr D. SATYANARAYANA
,.
counsel for the Respondent No.1: sRr N. BHUJANGA RAo, DEPUTY SOLICITOR GENERAL OF INDIA
Counsel for the Respondent No.2 to 1l: - _ - _
The Court made the foilowing: ORDER
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BIIEEMAPAKA
WRIT PETITION
0-17126 of 2o26
Dated:
-06-2026
Between:
Mohammed Shadab Anwar
Petitioner
AND
The Union of India,
Represented by its Secretary,
Ministry of Finance,
New Delhi and others.
...Respondents
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ORDER:
Heard Sri D.Satyanarayana, learned counsel for the petitioner and Sri N.Bhujanga Rao, learned Deputy Solicitor General of India, for respondent No" 1. Perused the record.
2. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passed by this Court in W.P.No.18913 of 2024, dated 22.O8.2024 and therefore, the s€une order may be passed in this writ petition as well. The operative portion of the said order reads as under: "8. In view of the above circulars, this Court deems it appropriate to direct the respondents to ensure that the agents engaged by them for recovery of the loan amounts, shall strictly follow the guidelines and instructions issued by the Reserve Bank of India and also the judgments of the Hon'ble Supreme Court in ICICI Bank Ltd Vs.
Prakash Kaur's case (l supra) and ICICI Bank Vs. Shanti Devi Sharma's case (2 supra).
9. With the above direction, the writ petition is disposed of. No costs."
3. Learned Standing counsel for the resp6irdents has no objection.
4. Accordingly, in terms of the order passed by this Court in W.P.No.18913 of 2024, dated 22.08.2024, and for the reasons alike, this writ petition is disposed of directing the respondent authorities and their agents to scrupulously follow the guidelines/instructions issued by the Reserve Bank of India in its Circular dated 12.08.2022 and also the judgments of Hon'lcle ( Supreme\Court in ICICI Bank Ltd.v. PrakashKaur'l case and \ ICICI Bank v. Shanti Devi Sharma'2 case, while recovering the loan amounts from the petitioner. No costs. Pending miscellaneous applications, if any, shall stand closed i I to@'t) 2 scc
2. CL4e)1Scc 1l)5lY SD/.C. DEEPIKA SISTANT REGIST //TRUE COPY//
1. The Secretary, Ministry of Finance, Union of lndia, OF To, hi.
2. The Chief Genera I Manager, The Reserve Bank of, 6-1-56, Secretariat Road, Saifabad, Khairatabad, Hyderabad, Telangana-500004
3. The Authorized Signatory, lnduslnd Bank, Corporate Oftice, 2-52, Road No.17 MIDC, lndustrial Estate, Ma rol Andheri East, Mumbai , Maharastra-400057
4. The Branch Manager, Kotak Mahindra Bank Limited , Abids Branch, Hyderabad _ 500001 , Telangana ranch Manager, Axis Bank Limited.
5. The B Telangana. Abids Branch Hyderabad 500001,
6. The Branch Telangana Manager, Axis Finance, Abids Bran6h, Hyderabad-500001, 7 ' The Branch Manager, Axis Bank Limited., Charminar Branch, Hyderabad - 500064, Telangana 8' The Authorized Signatory Tata Capital, 1|th Floor, Tower A, peninsula Business Park, Ganpatrokadam Marg, Lower parel, Mumbai400013 9' The Branch Manager, Neo Grov'rth Finance, Lake Shore Towers, Unit No. 602, 6th Floor, Raj Bhavan Road, Beside yES Bank, somajiguda, Hyderabad, Telangana
10. The Authorized Signatory, Kinara capitar, #5o,2nd Froor, 100 Ft Road, HAL, 2nd Stage, Defence corony, rndiranagar, Bengaruru, Karnataka-56003g 1'1. The Authorized .9iqflry, Unity smail iinance Bank, 40, Basant Lok, Vasant Vihar, New Delhi -1 1 00ST 12'The Authorized Signatory, Hero FinCrop, 3rd Floor, The Grand Building, Lumbini classic Apartment, Raj Bhavan Road, Hyderabad-sOoog2
13. The Authorized Signatory NIDO Finance, Tower 3,sth Floor, Wing B, Kohinoor City Mall, Kirot Road, Kurla (West) Mumbai
14. The Authorized Signatory, AKRA Finance, 2so4l2'to6, 25th Floor, One Lodha Place, Lodha world rowers, senapati Bapati Marg, Lower parel, Mumbai_ 40001 3
15. The Branch Manager, IFL Finance Limited., clN. L671ooMH1ggspLCOg37g7, RBI CoR tlo !-]! o-2386 Regd office.- llFL House, Sun lnfotech park, Road No. 16V, Plot No. B-23, Thane lndustrial Area, wagle Estate, Thane_400604 16'The Authorized Signatory, SMFG lndia CrediiCompany Limited., Commerzone lr Park, Tower B, 1st Floor, No.111, Mount poonamalle Road, porur, chennai_ 6001 1 6 17 'The Authorized Signatory Bajaj Finance, 6th Floor, Bajaj Finsery Corporate office, off Pune-Ahmednagar Road, Viman Nagar, pune, Maharastra_411014
18. ONE CC tO SRI D. SATYANARAYANA, AdVOCAL TOPUC] 19'One CC to SRI N BHUJANGA RAO, Deputy Solicitor General of lndia Advocate loPUCl
20. Two CD Copies lfY- BN BS
HIGH COURT i i 04t06t2026
ORDER
WP.No.17126 ot 2026 G c I F THE WRIT PETITION u q a.
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