Telangana High Court
WP/17000/2026 of Shaik Ibrahim Mohammad Vs Union of India on 29 May 2026
THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) FRIDAY, THE TWENTY NINTH DAY OF MAY TWO THOUSAND AND TWENry SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION : {7000 OF 2026 Shaik lbrahim Mohammad, S/o S.K. Nawabjan, Aged about 37
[ 33001
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
FRIDAY, THE TWENTY NINTH DAY OF MAY
TWO THOUSAND AND TWENry SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION
: {7000 OF 2026
Shaik lbrahim Mohammad, S/o S.K. Nawabjan, Aged about 37 years, Occ Rapido Driver, R/o Flat No.170/B, Block-15, Phase-|, Janapriya Apartments, Near Sai Baba Temple, Miyapur, Hyderabad, Telangana-500049.
...PETITIONER
D
1. Union of lndia, Rep. by its Secretary, Ministry of Finance. New Delhi
2. The Reserve Bank of lndia, Rep. by its Chief General Manager,6-1-56, Secretariat Road, Saifabad, Khairatabad. Hyderabad, Telangana-500004
3. lClCl Bank, Rep. by its Authorized Signatory. lClCl Bank Towers, Bandra- Kurla Complex. Mumbai, Maharashtra-400051
4. HDFC Bank, Rep. by its Authorized Signatory HDFC House, HT Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai-400020
5. lnduslnd Bank, Rep. by its Authorized Signatory, Corporate Office, 2-57, Road No.17, MOO, lndustrial Estate, Marol Andheri East, Mumbai, Maharastra- 400057
6. State Bank of lndia, Rep by its Manager SBI LHO, Bank Street, Opp. ENT
Hospital, Sultan Bazar Koti, Hyderabad, Telangana-500096
7. IDFC First Bank, Rep by its Authorized Signatory The Square, C-61, G Block, Ground Floor to r Floor. Bandrakurla Complex, Bandra East, Mumbai.
Maharastra-400051
8. Kisetsu Saison Finance Private Limited, Rep. by its Authorized Signatory, Municipal No. 18, 2nd Cross Road, ChikkaAudugodi, Bengaluru, Karnataka- 560029
9. Tata Capital, Rep. by its Authorized Signatory 1 1th Floor, Tower A, Peninsula Business Park, Ganpatrokadam Marg, Lower Pare', Mumbai-400013
'l0.Bajaj Finance, Rep by its Authorized Signatory 6th Floor, Bajaj Finsery Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune, lvlaharastra-41 1014
RESPONDENTS
Petition under Article 226 of the constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue a writ, order or Direction, more particularly one in the nature of writ of Mandamus declaring the actions of the Respondents 2 to 10 in sending recovery agents to the residence of the Petitioner and threatening, harassing and intimidating the Petitioner for repayment of loans and credit card dues with dire consequences without following due process of law as illegal, arbitrary, unconstitutional and violative of Articles 14, 19 and 21 of the Constitution of lndia and consequently direct the Respondents to forthwith stop all coercive recovery measures and follow only due procedure established by law for recovery of any alleged dues 10F
Petition under section 151 CPC praying that in the circumstances stated in the affidavit filed in support of the petition, the High Court may be pleased to direct the Respondents 2 to 10 not to send recovery agents to the residence or workplace of the Petitioner and not to adopt any coercive methods against the Petitioner except by due process of law. Pending disposal of the above Writ Petition Counsel for the Petitioner: SRl. SATYANARAYANA DHARMAPURI
Counsel for the Respondent No. 1: SRI' N BHUJANGA RAO
DEPUTY SOLICITO R GENERAL OF INDIA
Counsel for the Respondent Nos. 2to10:-
The Court made the following: ORDER
EsIAT
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAI(A
Oof
\
l
Dated: 29.o5.2026
Between:
Shaik Ibrahim Mohammad
...Petitioner
AND
The Union of India,
Represented by its Secretary
Ministry of Finance,
NewDelhi&8others.
...Respondents'
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ORDER:
Heard sri D.Satyanarayana, learned counsel for the petitioner and Sri N.Bhujanga Rao, learnecl Deputy Solicitor General of India, for respondent No.1. perusecl the record.
2. when the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passcd by this court in w.P.No.18913 of 2024, dated 22.09.2024 and therefore, the same order may be passed in this writ petition as well. The operati'u,e portion of the said order reads as under: u8. In view of the above circulars, this Court deems it appropriate to direct the respondents to ensure that the agents engaged by them for recovcry of the loan amounts, shall strictly follow the guidelines and instructions issued by the Reserve Bank of India and also the judgments of the Hon'ble Supreme Court in ICICI Bank Ltd Vs. Prakash Kaur's case (1 supra) and ICICI Bank Vs. Shanti Devi Sharma's case (2 supra).
9. With the above direction, the writ petition is disposed of. No costs."
3. Learned Standing counsel for the respondents has no objection.
4. Accordingl-y, in terms of the order passed by this Court in W.P.No.18913 of 2024, dated 22.08.2024, and for the reasons alike, this writ petition is disposed of directing the respondent authorities and their agents toscrupulously follow the guidelines/instructions issued by the Reserve Bank of India in its Circular dated 12.08.2022 and also the judgments of Honble Supreme Court in ICICI Eank Ltd.v. PrakashKaur'ls case and ICICI Bank v. Shanti Devi Sharma'2s case, while recovering the loan amounts from the petitioner. No costs. Pending miscellaneous applications, if any, shall stand closed. 2 SCC 711 7 SCC 532 I'TRUE COPY// The Secretary, Union of lndia, Ministry of Finance The Chief General Manager,Reserve Bank of lndia, 6-1 SD/-HUSSAIN ALI ASSISTANT REGISTRAR SECTION OFFICER
Delhi -56, Secretariat Road, To, Saifabad, Khairatabad' Hyderabad , Telangana-500004
F.ii-=rEgE7 BM BS
3. The Manager, State Bank of lndia, SBI LHO, Bank Street, Opp. ENT Hospital, Sultan Bazar Koti, Hyderabad, Telangana-500096
4. One CC to SRl. SATYANARAYANA DHARMAPURI Advocate IOPUC]
5. One CC to SRl. N BHUJANGA RAO Deputy Solicitor General of lndia [OPUC]
6. Two CD Copies N
) VACATION COURT HIGH COURT DATED: 2910512026
ORDER
WP.No.17000 of 2026 DISPOSING OF THE WRIT PETITION WITHOUT COSTS l, \ @"r' ^lolze *
t trES 0 6 JU}l zfifi vz (J *