Telangana High Court
WP/12121/2026 of Smt Seethala Snehalatha Vs Union of India on 20 April 2026
IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Speciat Origi nal Jurisdiction) MONDAY, THE TWENTIETH DAY OF APRIL TWO THOUSAND AND TWENW SIX PRESENT THE HONOURABLE SRI JUSTTCE NAGESH BHEEMAPAKA WRIT PET|T|ON NO: 12121 OF 2026 Between AND smt seethala snehalatha, D/o. Sambaiah, Age 46
[ 3300 I
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Speciat Origi nal Jurisdiction)
MONDAY, THE TWENTIETH DAY OF APRIL
TWO THOUSAND AND TWENW SIX
PRESENT
THE HONOURABLE SRI JUSTTCE NAGESH BHEEMAPAKA
WRIT PET|T|ON NO: 12121 OF 2026
Between
AND
smt seethala snehalatha, D/o. Sambaiah, Age 46 years, occ Job searching, R/o. H.No.104 d block, sR fortune heighG, Eswar villa road, ltizampei, Telangana - 500090.
...PETITIONER
1. Union of lndia, Represent by it's secretary, Ministry of Finance, New Delhi_
1 10001
2. Reserve Bank of tndla_(RBl), Represent by its chief General Manager,6_1_
65, Secretariate Road, Saifabad, Hyderabada _500004.
3. $1" Bank, Rep by its principal Nodal officer, Hyderabad circle office, Abhinandan Towers, 6-3-249t3, Road No.1, Banjaiahills, Hyderabad -s00034.
4. Balaj finance Limitted, _Rep by its principal Nodal officer, Bajaj finance limitted, A- wing 2nd floor , Mantri Business park, viman nagir, pune Maharastra - 411014.
...RESPONDENTS
Petition under Article 226 of the Constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue an appropriate Writ, Order, or Direction, more particularly in the nature of Writ of Mandamus, declaring the action of respondent Nos. 3 to 4 in attempting to recover amounts from the petitioner in an arbitrary, itlegal, and high-handed manner without fotlowing the due process of law and in blatant violation of the Reserve Bank of lndia circutar dated 12.0g.2022 bearing No. RBv2o22-23t 10g, DOR'ORG'REC.65/21 -04J5812022'23, and further declaring the inaction of respondent No. 2 in enforcing the said Circular as unconstitutional and violative of Articles 14, 19, and 21 of the Constitution of lndia, and consequently direct the resporrdent authorities to refrain from undertaking any coercive or unlaMul recovery measures against the petitioner and to strictly comply with the due process of law and ttte aforesaid Circular in all recovery proceedings, and further restrain respondent Nos. 3 to 4, their agents, recovery agents, executives, managers, or any person acting on their behalf from engaging in any acts of_intimidation, harassment, humiliation, or intrusion into the privacy of the petitioner or his family members, referees or friends, including persistent or anonymous calls, threatening messages, or physical visits to the petitione/s premises, and further direct respondent No. 2 to enforce the said RBI Circular in letter and spirit and to initiate appropriate and stringent action against the enant officials of respondent Nos. 3 to 4 for violating legal norms, and pending disposal of the writ petition, direct the respondent Nos. 3 to 4 not to resort to any coercive measures against the petitioner except through lawful means ernd in strict adherence to the Circular dated 12.08.2022.
Gounsel for the Petitioner : Sri Praveen Bonkuri Counsell for the Respondent No.1
Gounsel for the Respondent No.2to4 :
The Court made the following: ORDER
: SMT.CHILUKA SUKHAPALA,
SC FOR CENTRAL GOW.
rep., SRI N.BHUJANGA RAO,
Dy.Solicitor General Of lndia
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IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
UrRIT PETITION No.l2l2l of 2026
20.04.20.26
Between:
Seethala Snehalatha
..Petitioner
AND
The Union of India,
Represented by its Secretar5r
Ministry of Finance,
New Delhi & others
...Respondents
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ORDER:
Heard Mr.Praven Bonkuri, learned counsel for the petitioner and Smt.Chiluka Sukhapala, learned Standing Counsel for Central Government representing Sri N.Bhujanga Rao, learned Deputy Solicitor General of India, for respondent No. 1. Perused the record.
2. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passed by this Court in W.P.No.18913 of 2024, dated 22.08.2024 and therefore, the same order may be passed in this writ petition as well. The operative portion of tlee said order reads as under: "8. In view of the above circulars, this Court deems it appropriate to direct the respondents to ensure that the agents engaged by them for recovery of the loan amounts, shall strictly follow the guidelines and instructions issued by the tI \
Reserve Bank of India and also the judgments of the Hon'ble Supreme Court in ICICI Bank Ltd Vs. Frakash Kaur's case (1 supra) and ICICI Bank Vs. Shanti Devi Sharma's case (2 supra).
9. With the above direction, the writ petition is disposed of. No costs."
3. Learned Standing counsel for the respondents has no obijection.
4. Accordingly, in terms of the order passed by this Court in W.P.No.18913 of 2024, dated 22.08.2024, and for the reasons alil<e, this writ petition is disposed of directing the respondent aut:horities and their agents to scrupulously follow the guidelines/instructions issued by the Reserve Bank of tndia in its cirr:ular dated r2.o8.2o22 and also the judgments of Hon'rrte Sup,1s11'r" Court in ICICI Bank Ltd. v. Prakash Kaurt case and Iclcr Bank v. shanti Devi sharmaz case, while recovering the loan amounts from the petitioner. No costs. Pending miscellaneous applications, if Erry, shall stand SD/.MOHD.ISMAIL DEPUTY REGISTRAR //TRUE COPY'/ '7e^9;v\fi4r AU,oc)f,$a2,$t- To, SECTION OFFICER
1. Tl.re Secretary,Union of lndia, Ministry of Finance, New Delhi-110001
2. The Chief General Manager, Reserve Bank of lndia (RBI),6-1-65, Se cretariate Road, Saifabad, Hyderabada -500004.
3. The principal Nodal Officer, Axis Bank, Hyderabad Circle office, Abhinandan Towers, 6-3-24913, Road No.1, Banjarahills, Hyderabad -500034.
4. The principal Nodal Officer, Bajaj finance Limitted, Bajaj finance limitted, A- wirrg 2nd floor , Mantri Business park, viman nagar, Pune Maharastra - 41'1014.
5. One CC to SRIPRAVEEN BONKURI, Advocate. [OPUC]
6. On,: CC to SRI N.BHUJANGA RAO, Deputy Solicitor General of lndia, High Court for the State of Telangana at Hyderabad. [OPUC] 7 rw? cD 9:!gt'==*-* -:--.----*-.*- % i
HIGH COURT DA]'ED: 2010412026
ORDER
WP.No.12121 ol 2026 DISPOSING OF THE WRIT PETITION WITHOUT COSTS THE S ,< ,o O 2 3 APn 202$ * * /f e3