Telangana High Court
WP/2580/2026 of Pittampalli Arun Kumar Vs Union of India on 12 February 2026
HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) THURSDAY, THE TWELFTH DAY OF FEBRUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRIJUSTICE NAGESH BHEEMAPAKA WRIT PETITION NO: 2580 OF 2026 Between: AND 1 2 Pittampalli Arun Kumar, S/o. Pittampalli Ashok
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HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD
(Special Original Jurisdiction)
THURSDAY, THE TWELFTH DAY OF FEBRUARY
TWO THOUSAND AND TWENTY SIX
PRESENT
THE HONOURABLE SRIJUSTICE NAGESH BHEEMAPAKA
WRIT PETITION NO: 2580 OF 2026
Between:
AND
Pittampalli Arun Kumar, S/o. Pittampalli Ashok Kumar, Age. 38years, Occ.
Pvt. Employee, R/o. 9-2-299, Hill Street, Near Gopal Puram P S, Rezimental Bazar, Secunderabad, Telangana - 500025
, ..PETITIONER
Union of lndia, Represent by its Secretary, Ministry of Finance, New Delhi Reserve Bank of lndia (RBl), Represent by its Chief General Manager, 6-1- 65, Secretariat Road, Saifabad, Hyderabad - 500004.
3. HDFC Bank Limited, Represented by its Nodal Officer 8th Floor, HDFC Bank House, Road No.1, Banjara Hills, Hyderabad - 500 034
4. Axis Bank, Represented by its Nodal Officer Hyderabad Circle Office, Abhinandan Towers, 6-3-24913, Road No.1, Banjara Hills, Hyderabad -
500034.
5. SBI Cards and Payments Services Private Limited, Rep by its Principal Nodal Officer, DLF lnfinity Towers, Tower C, 10th-12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon -122002 (Haryana).
6. Bajaj Finance Limited, Represented by its Nodal Officer A-wing 2nd Floor, Mdniri Business Park, Viman Nagar, Pune, Maharashtra - 411 O14
...RESPONDENTS
Petition under Article 226 of the Constitution of India praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue an appropriate Writ, Order, or Direction, more particularly in the nature of Writ of Mandamus, declaring the action of respondent Nos. 3 to 6 in attempting to recover amounts from the petitioner in an arbitrary, illegal, and high-handed manner without following the due process of law and in blatant violation of the Reserve Bank of lndia Circular dated 12.08'2022 bearing No.
RBll2O22-23t 108, DOR.ORG.REC.65/21.04.15812022-23, and further declaring the inaction of respondent No. 2,in enforcing the said circular as unconstitutional and violative of Articles 14, 19, and 21 of the Constitution of lndia, and consequently direct the respondent authorities to refrain from undertaking any coercive or unlawful recovery measures against the petitioner and to strictly comply with tht: due process of law and the aforesaid circular in all recovery proceedings, arrd further restrain respondent Nos. 3 to 6 , their agents, recovery agents, executves, managers, or any person acting on their behalf from engaging in any acts of intimidation, harassment, humiliation, or intrusion into the privacy of the petitioner or his family members, referees or friends, including persistent oi arronymous calls, threatening messages, or physical visits to the petitioners prenises, and further direct respondent No. 2 to enforce the said RBI
circular in letter and spirit and to initiate appropriate and stringent action against the errant officials of respondent Nos.3 to 6 for violating legal norms, and pending disposal of the writ petition, direct the respondent Nos. 3 to 6 not to resort to any c')ercive measures against the petitioner except through lawful means and in strict adherence to the Circular dated 12.08.2022.
Counsel for the Petitioner: SMT D.JOYNA
Counsel for the Respondent No.1: SMT N.V.R.RAJYA LAKSHMI, SC FOR CENTRAL GOVT.
Counsel for the Respondent No.4: SRI M.P.KASHYAP
The Court made the following: ORDER
,-
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION No.258O of 2o26
L2.A2.2026
Between:
Pittampalli Arun Kumar
...Petitioner
AND
'lhe Union of India,
Represented bY its SecreLary,
Ministry of Financc, Ne',\' Dclhi &' 5 othcrs
...Respondents
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ORDER
I-leard Smt D .Ioyna, learncd counsel for the petitioner, Smt NVR Rajya Laskhmi, learned Standing Counsel for Central Govcrnment and Sri.M.P.Kashyap, learned counsel for respondent No.4. Peruscd thc rcc:ord
2. Despite service of not.ice, none appeared for remaining respondents
3. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passed by this Court in W.P.N<r. l89t,3 ol 2024, dated 22.08.2024 and Lhcrefore, the sarne I \ir
-.- order may be passed in this writ petition as well. The operative portion of the said c,rder reads as under: "8. In vir:w '[ the abo'e circulars, this Court cleems it appropriate t. crircct thc respondcnLs Lo € nsure that the agents engaged by them for recovery of the loan amounts, shalr strictry foilow thc guidelines ancl instructions issued by thc Fleserve Bank of India and arso the judgme"nts or the I-lon'ble supreme court in ICICI Bank Ltd vs. P'rakash Kaur's case (1 supra) and ICICI Bank vs. Shanti Devi Sharma,s case (2 supra).
9. with the ab,ve direction, the writ petiti.n is disposed of. No cos[s.,'
4. l,earned counsel for respclndent Nos. 1 and 4 havc no objectir,.n.
5. Accord.ngiy, in terms.f the order passed by this court in w.P.No. 18913 ol 2024, dated 22.o8.2024, and for the reasons alike, this writ petition is disposed of dirccting the respondent authr>rities and their agents to scrupulousl_v follor,r, the guiclelincs/instructions issued by' thc [tescne Bank of lndia in its circular datr:d 12.08.2022 and also the judgments of r{.n,ble Supreme courrt in ICICI Bank Ltd. v. prakash Kaur,rs case and IcIcI Bank v. shanti Devi sharmar2s case, while recovering the loan amounts from the petitioner. No costs. 1 (2007)2SCC7lt :: 12008) 7 SCC 532 /
J closed. Pending misceilaneous a.pplications, if any, shall stand SD/- C.DEEPIKA ISTANT /TRUE COPY/ SECTION OFFICER To,
1.
3.
4.
5. BSR
6.
7. One CC to SMT D'JOYNA' Advocate [OPUC]
8. One CC to SRI M'P'KASHYAP' Advocate [OPUC] g.oneCCtoSMTN.V.R.RAJYALAKSHMI,SCFoRCENTRALGoW.IoPUC]
10. Two CD CoPies : ii I II I i I I I i I I I I I I i
/* HIGH COURT DATED: 1210212026 t THE S 2 0 Fi8 2026
ORDER
WP.No.25 ot 2026 DISPOSING OF THE WRIT PETITION WITHOUT COSTS <J * * ,) I.|