WP/1684/2026 of Manga Manoj Kumar Goud Vs Union of India, on 21 January 2026

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IN THE HIGH COURT FOR THE STATE OF TELANGANA

AT HYDERABAD

(Special Original Jurisdiction)

WEDNESDAY, THE TWENTY FIRST DAY OF JANUARY

TWO THOUSAND AND TWENTY SIX

PRESENT

THE HONOURABLE SRIJUSTICE NAGESH BHEEMAPAKA

WRIT PETITIO N NO: 1684 OF 2026

Between:

Manqa Manoi Kumar Goud, S/o. Manga Srinivas Goud, Age 28 years, Occ;Job Searihing, No. 2-52, Gramam Shivaipally, Mandalam Medak, Venkatapur, Medak, Telangana -502117.

.....PETITIONER

AND

1. Union of lndia, Represent by it's Secretary, Ministry of Finance, New Delhi.

2. Reserve Bank of lndia (RBl), Represent by its Chief General Manager, 6-1- 65, Secretariat Road, Saifabad, Hyderabad - 500004.

3. lClcl Bank Limited, Represented by Principal Nodal Officer, Bandra-Kurla Complex, Mumbai - 400051, lNDlA.

4. HDFC Bank Limited, Represented by its Nodal Officer 8th Floor, HDFC Bank House, Road No.1, Banjara Hills, Hyderabad - 500 034.

5. SBI Cards and Payments Services Private Limited, Rep by its-Principal Nodal Officer, DLF lnfinity Towers, Tower C, 10thi12th Floor, Block 2, Building 3'

DLF Cyber City, Gurgaon -122002 (Haryana).

6. Bajaj Finance Limited, Rep by its Principal Nodal Officer Bajaj Finance t-imi[eO, A-wing 2nd Floor, Mantri Business Park, Viman Nagar, Pune, Maharashtra - 411 014.

.....RESPONDENTS

Petition under Article 226 of the constitution of lndia praying'that in the circumstances stated in the affidavit filed therewlth, the High Court may be pleased to issue an appropriate writ, order, or Direction, more particularly in the nature of Writ of Mandamus, declaring the action of respondent Nos. 3 to 6 in attempting to recover amounts from the petitioner in an arbitrary, illegal, and high- handed manner without following the due process of law and in blatant violation of the Reserve Barrk of lndia Circular dated 12.08.2022 bearing No. RBI/2022-231

108, DOR.ORG.REC.65/21.04.15812022-23, and further declaring the inaction of respondent No. 12 in enforcing the said Circular as unconstitutional and violative of Articles 14, 19, and 21 of the Constitution of lndia, and consequently direct the respondent auttrorities to refrain from undertaking any coercivb or unlawful recovery measLres against the petitioner and to strictly comply with the due process of law zrnd the aforesaid Circular in alt recovery proceedings, and further restrain respon'Jent Nos. 3 to 6, their agents, recovery agents, executives, managers, or any person acting on their behalf from engaging in any acts of intimidation, harassment, humiliation, or intrusion into the privacy of the petitioner or his family rrembers, referees or friends, including persistent or anonymous calls, threatening messages, or physical visits to the petitioner's premises, and further direct respondent No. 2 to enforce the said RBI Circular in letter and spirit and to initiate appropriate and stringent action against the errant officials of respondent Nor;. 3 to 6 for violating legal norms, and pending disposal of the writ petition, direct l:he respondent Nos. 3 to 6 not to resort to any coercive measures against the petitioner except through lawful means and in strict adherence to the Circular dated 12.O8.2022.

Counsel for the Petitioner : SRI BONTHU LOKESH PHANINDRA REDDY

Gounsel for the Respondent No.1: SRI N.BHUJANGA RAO, DEPUW

SOLICITOR GENERAL OF INDIA

Counsel for the Respondent Nos.2 to 6 : -- The Court marle the following ORDER

a

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IN THE HIGH COURT FOR THE STATE OF TELANGANA

AT HYDERABAD

THE HONOURABLE SRI JUSTICE NAGESH BHEEMA.PAI{A

UIRIT PETITION No. LGA4 of 2o26

2t.oL.2026

Between:

Manga Manoj Kumar Goud

...Petitioner

AND

Union of India,

Represented by its Secret"ry,

Ministry of Finance, New Delhi & 5 others Respondents