Telangana High Court
WP/1641/2026 of NP Swathi Vs The State of Telangana on 21 January 2026
IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) WEDNESDAY, THE TWENTY FIRST DAY OF JANUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WR|T PETITION NO: 1641 OF 2026 Between: NP Swathi, D/o N.H.Parashuram. Plot no 899,
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
WEDNESDAY, THE TWENTY FIRST DAY OF JANUARY
TWO THOUSAND AND TWENTY SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WR|T PETITION NO: 1641 OF 2026
Between:
NP Swathi, D/o N.H.Parashuram. Plot no 899, 2nd floor, Vasanth nagar colony, Opp road no.30, Ku katpally, Hydera bad, t\Iedchal-tvlalkajgiri District.
.....PETITIONER
AND
1. The State of Telangana, Rep, by its Principal Secretary, Finance Department, Dr.B.R.Ambedkar Telangana State Secretariat, Khairtabad, Hyderabad-
2. The Union of lndia, Rep, by its Secretary, Ministry of finance, Ra.jpath Marg, E-Block, Central Secretariat, New Delhi - I 10 001 .
3. The Reserve Bank of lndia, Rep. by its Governor, Central Office Building, 18th Floor, ShahidBhagat Singh road, lvlumbai - 400 001, Maharashtra State.
4. Branch lManager (Axis Bank), 613187918, l stfloor, G Pulla Reddy, Bldg, Greenlands, Begumpet Road, Hyderabad 500016.
5. Branch Manager, (Pay Sense), Empressa Building, Fourth Floor, Second Road, Khar West, Mumbai 400052, lt/aharastra, lndia.
6. Branch Manager, (HSBC), Hong Kong and Shanghai Banking, Corporation limited, Door No 6-3-1107 and '1 108, Raj Bhavan Road, Somajiguda,
7. Branch ltrlanager, (IDFC First Bank), No.6-3-1089/F, Ground Floor, RVR
Towers, Raj Bhawan Road, Near by Volkswagen Showroom, Somajiguda,
Hyderabad 500082.
8. Branch Manager,(ln Cred Finance),4th Floor, BRR Complex, Raj Bhavan Rd, Nishat Bagh Colony, Somajiguda, Hyderabad 500082.
9. Branch Manager(SBl), Begumpet Main Road, Begurhpet Hyderabad 500016.
10. Branch Manager (Yes Bank), Door No 6-3-1090/8/1 and 2, Ground Floor, lVlahyankTowerws, Raj Bhavan Road, Somajiguda, Hyderabad 500082.
.....RESPONDENTS
i
Petition Under Article 226 of the Constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue a Writ, order or direction more particularly one in the nature of Writ of Mandamus declaring the action of the respondents in harassing the petitioner herein, is illegal, arbitrary and in violation of PrincipJes of Natural Justice and in Violation of Articles 14,16,19 and 21 and 300-4 of Constitutional of lndia and against to norms of RBI Circular RBll2O19-2O2Ol186/DOR
No.8P.8C.4721.O4.04812019-20, Dated 27-O3-2O2O, Consequently direct the respo nd ents 1 tu-7 not to interfere and not to disturb the petitioner's personal life.
l.A.NO:1 OF 2026
Petition Under Section 15'1 CPC praying that in the circumstances stated in the affidavit filed in support of the petition, the High Court may be pleased to direct the respondents 1 to 7 and agents or any other third party not to call the petitioner or visit the house of the petitioner Fl/O PLOT NO 899, 2nd Floor, Vasanth Nagar Colony, OPP. Road No 30, Kukatpally, Post JNTU Kukatapally, Hyderabad, Medchal-Malkajgiri District - 500085, Telangana day by day subsequently and give two years' time to repay the over due amount to the respondents 1 to 7 pending disposal of the main writ petition.
Counsel for the Petitioner : SRI BOLLA VARUN YADAV
Counsel for the Respondent No.1 : GP FOR FINANCE AND PLANNING
Counsel for the Respondent Nos.2 & 3 : SRI N.BHUJANGA RAO, DEPUTY
SOLICITOR GENERAL OF INDIA
Counsel for the Respondent Nos.4 to 10 : - The Court made the following ORDER
/
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION No.1641 of 2026
21.OL.2026
Between:
NP Swathi
...Petitioner
AND
The State of Telangana, Rep. by its
Principal Secretary, F'inance Department, Dr.B. R.Ambedkar Telangana State Secretariat, Khairtabad, Hyderabad & 9 others
...Respondents
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ORDER:
Heard Sri Bolla Varun Yadav, learned counsel for the petitioner, learned Government Pleader for Finance and Planning for respondeirt No.l and Sri N.Bhujanga Rao, learned Deputy Solicitor General of India, for respondent Nos.2 and 3. Perused the record.
2. When the matter is taken up lor hearing, learned counsel for .1 petitioner submitted that the issue raised in this Writ Petition is squa-reiy covered by the order passed by this Court in W.P.No.1B913 of 2024, dated 22.08.2024 and therefore, the same order may be passed in this writ petition as well. The operative portion of the said order reads as under: "8. In vie r,r, of the above circulars, this CoUrt dcems it appropriate to direct the respondents to ensure that the agents engaged b}' them for recovery of the loan amounts, shall strictly follo'"v the guidelines and instructions issued by the Reserve Bank of India and also the judgments of the Honble Supreme Court in ICICI Bank Ltd Vs. Prakash Kaur's case (1 supra) and ICICI Bank Vs. Shanti Devi Sharma's case (2 supra). 9 . With the above direction, the writ petition rs disposed of. No costs."
3. Learned Government Pleader for Finance and Planning for respondent No.1 and learned Deputy Solicitor General of India for respondent Nos.2 and 3 have no objection
4. Accordingly, in terms of the order passed by this Court in W.P.No.18913 of 2024, dated 22.08.2024, and for the reasons alike, this vr.rit petition is disposed of directing the respondent authorities and their agents to scrupulously follow the guidelines/ instructions issued by the Reserve Bank of India in its Circular dated 12.08 .2O22 and also the judgments ol Hon'ble i I I
Supreme Court in ICICI Bank Ltd. v. Prakash Kaur'ls case and ICICI Bank v. Shanti Devi Sharma'2s case, while recovering the loan amounts from the petitioner. No costs. Pending miscellaneous applications, if any, shall stand closed. 1(2007) 2 SCC 711 2{200817 SCC 532 SD/.P. PONNA KRISHNA ASSISTANT REGISTRAR ,TRUE COPY// SECTION OFFICER To
1. The Principal Secretary, Finance Department, Dr.B.R.Ambedkar Telangana State Secretariat, Khairtabad, State of Telangana at Hyderabad.
2. The Secretary, Union of lndia, lvlinistry of finance, Rajpath Marg, E-Block, Central Secretariat, New Delhi - 1 10 001 .
3. The Govemor, Reserve Bank of lndia, Central Office Building, 18th Floor, ShahidBhagat Singh road, Mumbai - 400 001, Maharashtra State.
4. The Branch Manage(Axis Bank), 6/3/B79/8, lstfloor, G Pulla Reddy, Bldg, Greenlands, Begumpet Road, Hyderabad 500016.
5. The Branch Manager, (Pay Sense), Empressa Building, Fourth Floor, Second Road, Khar West, Mumbai 400052, lVlaharastra, lndia.
6. The Branch Manager, (HSBC), Hong Kong and Shanghai Banking, Corporation limited, Door No 6-3-1 107 and 1108, Raj Bhavan Road, Somajiguda, Hyderabad 500082.
7. The Branch Manager, (IDFC First Bank), No. 6-3-1089/F, Ground Floor, RVR Towers, Raj Bhawan Road, Near by Volkswagen Showroom, Somajiguda,
8. The Branch Manager,(ln Cred Finance),4th Floor, BRR Complex, Raj Bhavan Rd, Nishat Bagh Colony, Somajiguda, Hyderabad 500082.
9. The Branch Manager(SBl), Begumpet Main Road, Begumpet Hyderabad 500016..
10. The Branch Manager (Yes Bank), Door No.6-3-1090/8/1 and 2, Ground Floor, MahyankTowenrus, Raj Bhavan Road, Somajiguda, Hyderabad 500082. 1'1 .Two CCs to GP FOR FINANCE AND PLANNING, High Court for the State of Telangana at Hyderabad. [OUT]
12. One CC to SRI BOLLA VARUN YADAV, Advocate [OPUC]
13. One CC to SRI N.BHUJANGA RAO, DEPUry SOLICITOR GENERAL OF lNDlA, Advocate (OPUC)
14. Two CD Copies SA BS
J I I
HIGH COURT DATED:21 10112026
ORDER
WP.No.1641 of 2026 DISPOSING OF THE W.P WITHOUT COSTS. \ THE SIa 2 I JA|{ 2026 c O a. \? y$ V"- I *