Telangana High Court
WP/813/2026 of Thandra Praveen Vs Union of India on 8 January 2026
IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) THIJRSDAY, THE EIGHTH DAY OF JANUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH"BHEEMAPAKA WRIT PETITION NO: 813 OF 2026 Between: 29 years, Occ. Job Searching, Rl/o. ,
[ 3300 I
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
THIJRSDAY, THE EIGHTH DAY OF JANUARY
TWO THOUSAND AND TWENTY SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH"BHEEMAPAKA
WRIT PETITION NO: 813 OF 2026
Between:
29 years, Occ. Job Searching, Rl/o.
, Sulthanabad Mandal, Peddapally
...PETITIONER
AND
1. Union of lndia, Represent by it's Secretary, Ministry of Finance, New Delhi- 1 10001
2. Reserve Bank of lndia (RBl), Represent by its Chief General Manager, 6, Sansad Marg, New Delhi - 110001
3. HDFC BankLimited, Rep. by its Chief Manager, Sy No 68, Delta House, PN
26, 33/A8634/8, Gr Flr, Allwyn X Road, Miyapur, Hyderabad, Telangana 500049
4. Navi Finsery Limited, Rep by its Chief manager, 2nd Floor,Vaishnavitech square, iballuru Village,Begur hobli, Bengaluru, Karnataka - 560102.
5. L and T Finance Limited, Rep by its chief Manager, 6th floor, Brindavan, plot .No.177, CST Road, Kalina,Santacruz (East) [/umbai, Maharastra- 400098.
6. TATA Capital Limited., Rep by its chief Manager 11th floor, Tower A
Peninsula Business park, Ganpatrao kadam Marg, Lower Parel, Mumbai- Maharastra -400013
7. Krazy Bee Services Pvt Limited., The royal Stone Park No.100, above Honda showroom, Sakshi Nagar, Pai Layout, Bannigana Hall, Karnataka-560016.
..RESPONDENTS
Petition under Article 226 of the Constitutibn of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue an appropriate Writ, Order, or Direction, more particularly in the nature of Writ of Mandamus, declaring the action of iiespbndent Nos. 3 to 7 in attempting to recover amounts from the petitioner in an arbitrary, illegal, and high- handed manner without following the due process of law and in blatant violation of the Reserve Bank of lndia Circular dated 12.08.2022 bearing No. RBll2O22- 23t1O8, DOR.ORG.REC.65/21.O4.158t2022-23, and further declaring the inaction of respondent No. 2 in enforcing the said Circular as unconstitutional and violative Thandra Praveen, S/o. Swamy, Age.
H.No.4-77, Regadimaddikunta village
district, Telangana - 505162
of Articles 14, 19, and 21 of the Constitution of lndia, and consequently direct the respondent authorities to refrain from undertaking any coercive or unlaMul recovery me€rsures against the petitioner and to strictly comply with the due process of latv and the aforesaid Circular in all recovery proceedings, and further restrain respt>ndent Nos. 3 to 7, their agents, recovery agents, executives, managers, or any person acting on their behalf from engaging in any acts of intimidation, harassment, humiliation, or intrusion into the privacy of the petitioner or his family members, referees or friends, including persistent or anonymous calls, threaterring messages, or physical visits to the petitioner's premises, and further direct respondent No. 2 to enforce the said RBI Circular in letter and spirit and to initiat'e appropriate and stringent action against the errant officials of respondent Ncs. 3 to 7 for violating legal norms, and pending disposal of the writ petition, direc'i the respondent Nos. 3 to 7 not to resort to any coercive measures against the petitioner except through laMul means and in strict adherence to the Circular dated 12.O8.2022.
Counselfor tlhe Petitioner: SRI PRAVEEN BONKURT
Counselfor tlhe Respondent No.1: SRI N.BHUJANGA RAo,.Deputy Solicitor General of lndia Counsel for tlhe Respondent Nos.2 TO 7: - The Court merde the following: ORDER
:::ir;
'r
Il\
I
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAI(A
WRIT PETITION No.813 of 2026
Date of Order:O8.O 1.2026
Between:
Thandra Praveen
..Petitioner
AND
The Union of India,
Rep. by its SecretarSr,
Ministry of Finance,
New Deihi & six others
...Respondents
Citations and Judicial Treatment
Cited by
0
Decisions in the index citing it
Cites
0
Decisions referred to
In this index
0
Of the decisions it cites
Overruled / Questioned
0
No negative treatment found
Loading the citing and cited decisions…
This judgment in the centre: on the left the decisions it cites, on the right the decisions citing it. Colour is the treatment; choose a decision to open it.
ORDER:
Heard Sri Praveen Bonkuri, learned counsel for the petitioner and Sri N.Bhujanga Rao, Iearned Deputy Solicitor General of India, for respondent No.1
2. Despite service of notice, none appeared for remaining respondents
3. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raisecl in this Writ Petition is "qr^r"15/ covered by the order passed by this Court in W.P.No.18913 ot2O24,dated 22.08-2024 and therefore, the same order may be passed in this writ petition as well. The operative portion of the said order reads as under: "8. In view of the above circulars, this court d.eems it \ \
appropriate to direct the respondents to ensure that the agents engaged by rhem for recovery of the roan amounts, shall strictly fo,ow the guidelines and insi.uction" i"I""a by the Reserve Bank of India and also the iudgme"t" "i ,n""ilo.,,ur" supreme court in ICICI Bank Ltd vs. praka-sh x"rr," """" ir supra) and ICICI Bank Vs. Shantl Devi Sharm",. "."" 1Z ;;; 3;.r".,, With the above direction, the writ petition is disposed of. No 4' Learned Standing counsel for respondent No. r has no objection. 5' Accorcingly, in terms of the order passed by. this court in w'P.No.18913 of 2024, dated 22.og,.2o24, and for the reasons alike, this writ Petitio, is disposed of directing the respondent authorities and their agents to scrupulously follow the guidelines/instructions issued by the Reserve Ba'k of India in its circular dated r2.og.2022 and also the judgments ,f Hon'ble Supreme court in lcrcl Bank Ltd. v. prakash Kaur'ls case and rcrcl Bank v. shanti Devi sharma,2s case, while recovering the roan amounts from the petitioner. No costs. Pending miscellaneous applications, if any, s tand closed.
2 (200s) 7 SCC s32 //TRUE COPYII s-D^/t M. OSMAN ALt BAtc ASSISTANT REGISTRAR -n (_? To SECTION OFFICER
l. IiS ffiJ,"Bg Uni91 of rndia, Ministry of Finance, N.ew Dethi-110001 ^ L"*!qrti - 1 iS[XlManaser' neserviai;il'"?'iii;J tnb[, 6''r;;;' M"rs,
u. the. Chief Manager, HDFC Bank I ;iif Bni"?r,r{+.{ffi rilsrlffiilt!]lil*:ar##ff ft,,,,%: ibaflurr_r Viilage, $gil ildri EErigrrrru, Karnatati_ sooroz. ] *-- I i i i I ! j i I I I I I i I i \
5. \
7.
8.
9.
10. PSK. TKS il ',.:.:.1:. i, ll,
./ HIGH COURT DATED:08/01 12026
ORDER
I I t( S WP.No.B13 of 2026 DISPOSING OF THE WRIT PETITION WITHOL'T COSTS 3 ?.2 JrN zrzt t