Telangana High Court
WP/271/2026 of R. Mohan Reddy Vs Union of India on 7 January 2026
IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) WEDNESDAY, THE SEVENTH DAY OF JANUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION NO: 271 OF 2026 Between: R. lVlohan Reddy, S/o. Vittal Reddy, Aged about:
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[ 3300 l
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
WEDNESDAY, THE SEVENTH DAY OF JANUARY
TWO THOUSAND AND TWENTY SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION NO: 271 OF 2026
Between:
R. lVlohan Reddy, S/o. Vittal Reddy, Aged about: 39 years, Occupation:
Private Employee, R/o. H.No. 2-55, Rejinthal Village, Nyalkal Mandal, Sangareddy, Telanga na 5A2249.
...PETITIONER
AND
1. Union of lndia, Represented by its Secretary tMinistry of Finance, 3rd floor, Jeevan Deep Building, Sansad [Vlarg, New Delhi-110001.
2. The Reserve Bank of lndia, Represented by its Chief General ft4anager, at 8th Floor, Central Office Building, Shahid Bhagat Singh [/arg, Fort, fVlumbai, lndia 400001.
Office
3. lClCl Bank Limited, Rep by its Managi Floor, Survey No- 1 15127 , Plot No. 12.
'Hyderabad - 500032.
ng Director,. lClCl Bank Tower, 7th
Nanakramguda, Serilingampally.
4. HDFC Bank, Rep by its [tlanaging Director, PO Box No 8654, Door No 94
SP,Estate Bus Stand.Wavin Main Road, Mogappair West, Chennai 600058
5. RBL Bank Ltd,, Rep by its Managing Director, One World Centre, Tower 28, 6th Floor, 841 , Senapati Bapat Marg, Lower Parel (W), tt/umbai - 400013.
6. Axis Bank Limited,, Rep by its Managing Director, Axis House, C-2, Wadia lnternational Centre, Pandurang Budhkar Marg, Worli, Mumbai- 400 025
7. Yes Bank,, Rep by its Managing Director, Office at Mayank Towers, Ground Floor, Door No.6-3-1090/8/1 and2, Raj Bhavan Road, Somajiguda, Hyderabad - 500082.
B. State Bank of lndia,.Rep by its Managing Director; Office at Corporate Centre, State Bank Bhavan,.Madame Cama Road,Nariman Point, Mumbai, Maharashtra 400021
9. HSBC Bank,, Rep by its Managing Director, Office at 1st Floor,6-3-1307 and 1108, Rajbhavan Road, Somajiguda,Hyderabad - 500 082
l0.Shriram Finance Limited, Rep byits Managing Director, Office at 144, Sri towers, South Phase, lndustrial Estate, Guindy, Chennai - 600 032, Tamil Nadu.
t t .t-_!_f-!jp3ce Ltd, Rep.by its Managing Director, Office at Unit No.803, 8th Il99l- | .1e I owers, Municipat No. 5_4-1 56, 157 , 173 to 176, 177, 1ZB, 179 and 18412, lndta Nagar, Ginwata Compound, MG itoaO, SecunOeiib"O : Sb6 Obg
l2.Piramrll Finance Limited, Rep by its Managing Director, office at D.No.3-5- 900/1 , Aparqiitha Arcade, 2nb. Fioor, Otd MlA Ouarteri il;d, Hl;;r;iir;grr, Hyderilbad, Telangana - 500 029.
13.Axis Finance Limited,Rep by its Managing Director, Axis House, c-2, wadia lntern€rtionar centre, pandurbng Budhk-=ar-Marg, worri, uumoii--'+-oo b)i-"
,,
...RESPONDENTS
Petition under Article 226 of the constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High court may be pleased to iss;ue writ order or Direction more particularly one in the nature of writ of Mandamu:; declaring the action of the Respondent No.2 in not legitimatery protecting the interest of petitioner by duly enforcing its circular dated 12-og-2o22
vide RBll2o2223l 108 DoR oRG REc 6s121 04 1sBt2oz2-23 against Respondent Nos. 3 to 13 who are resorting to high-handed measures to recover money without following the circutar dated 12-08-2022 vide RBIt2o2223l i08 DoR oRG
REC 65/21 04 1581202223 issued by Respondent No. 2 and consequenfly direct the Respondent Nos. 3 to 13 not to take any coercive or adverse measures whatsoever agyainst the petitioner or his family members, especially the elderly parents, whether at their present and permanent residence or place of office, without strict adherence to the due process of law and mandatory compliance with circular tr'o. RBt/2022-23l10s DoR.oRG.REc.6s/21 .o4.1s}l2o22-23 issued by Respondenl No. 2.
IA
:1OF
Petition trnder Section 'l 51 CPC praying that'in the circumstances stated in
-- - -{he-affidavit fir.d in support of {he?etition, the High court may be pleased direct the Respr:ndent Nos. l] to 13, not to take any coercive or adverse measures whatsoever against the petitioner or his family members, whether at their residence or pl;rce of office, without strict adherence to the due process of law and mandatory compliance with the circular bearing No. RBI/2022 -2gt 1o8
DoR.oRG.REc.6sr21 .o4.158r2o22- 23 issued by Respondent No. 2, untir the final disposal of the present writ petition.
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Counsel for the Petitioner: SRI SHAIK RAFIA BANU
Counsel for the Respondent No.1: SRI NVR RAJYA LAKSHMI, SC FOR
CENTRAL GOVT
Counsel for the Respondent No.6: SRI M.P. KASHYAP, ADVOCATE
Counsel for the Respondents Nos.2,3,4,5,7 tol3: - - - The Court made the following: ORDER
IN TEIE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
uIRIT PETITION No.271 of 2026
07.o\.2026
Between:
R.Mohan Reddy
...Petitioner
AND
The Union of India,
Represent,-.d by its Secretary,
Ministry o: Finance, Ner,v Delhi & i2 others
...Respondents
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ORDER:
I-lear<l Smt Shaik Rafiya Banu, learned counsel for the petitioner, sri NVR Rajya Lakshmi, learned Standing counsel for central G,)v€rFrrn€ot appearing for respondent No.l and sri M.P.Kashyia.p, learned counsel for respondent No.6. perused the record.
2. Despite service of notice, none appeared for remaining respondents.
3. when the matter: is taken up for hearing, rearned counsel l1 I i i : z for petitioner submitted that the issue raised in this writ petition is squarely covered by the order passed by this court in w.P.No.18913 of 2024, dated 22.og.2024 andtherefore, the same order may be passed in this writ petition as weil. The operative portion of the said order reads as under: "8. In view of the above circulars, this Court deemg it.appropriate to direct the respondents to ensure that thc agents engaged by them for recoverJr of the loan amounts, sha, sirictry forow the guidelines and instructio.," l".r.A by the Reserve Bank of India and also the judgments of the Hon'ble supreme court in lclci irant Ltd vs. prakash K..Tl. case (t supra) "rr*iCfcl Bank Vs. Shanti Devi Sharma,s.r"L 1d supraf.-
9. With the above direction, the writ petition is disposed of. No costs.,, objection. 5' Accordingly, in terms of the order passed by this court in w' P. No. 189 1 3 of 2024 , dated 22.08.2024, and for the reasons alike, this writ petition is disposed of directing the . respondent authorities and their agents to scrupurously foflow the guidelines/instructions issued by the Reserve Bank of India in its circular dated r2.o8.2o22 and also the judgments of Hon,ble 4' Learned counser for respondent Nos.1 & 6 have no
Supreme court in ICICI Bank Ltd. v. prakash Kaur'rs case and IcIcI Barrk v. shanti Devi Sharma's2 case, rvhile recovering the loan amorlnts from the petitioner. No costs. Pe nding miscellaneous applications, if any, shall stand closed //TRUE COPY// SD/-MOHD. ISMAIL DEPUTY REGISTRAR SECTION OFFICER I \ To,
The Ser;retary, Union of lndia, Ministry of Finance, 3rd floor, Jeevan Deep. Buildingr, Sansad Marg, New Delhi-1 10001 . The Chief General N/anager, Reserve Bank of lndia, Office at 8th Floor, Central Office Building, S-hahid Bhagat Singh [t/arg, Fort, Mumbai, lndia 400001 The Managing Director, ICICI Bank Limited, lClCl-Bank Tower, 7th Floor, Survey fo"- tiStZt, Plot No. 12. Nanakramguda, Serilingampally. Hyderabad
- 500032.
4. The Ma Bus Sta laoinq Director,HDFC Bank, PO Box No 8654, Door No 94 SP,Estate nO]Wivin Main Road, Mogappair West, Chennai 600058
5. The Maraging Director, RBL Bank Ltd, ory wg{Q centre, Tow912B_, 6th Floor, g,+tlsSnapati Bapat [t/larg, Lower Parel (w), Mumbai - 400013.
6. The fi/arraging Director, Axis Ban_k Limited, Axis House, C-2, Wadig lnternation"al eentre, Pandurang Budhkar Marg, Worli, Mumbai - 400 025
7. The [Vlarraging Director, Yes Bank,_Office at l/layank Towers, Ground Floor, Door Nc,.6"-3-"1090/8/1 and2, Raj Bhavan Road, somajiguda, Hyderabad - 500082.
8. The [\Iarraging Director, State B_ank of lndia, Office at Corporate Centre, State Bank B6arTanl fvladame Cama Road,Nariman Point, [/umbai, lvlaharashtra 400021
9. The [t/arraging Director, HSBC Bank, Office at 1sl-Floor, 6-3-1307 and 1 108, Rajbhavan Road, Somajiguda,Hyderabad - 500 082
10. The Marraging Director, Shriram_Finance Limited, Office at14A, Sri towers, South praie,-lndustrial Estate, Guindy, Chennai - 600 032, Tamil Nadu.
11. The tt/larraging Director, L & T Finance Ltd, Office at Unit No.803, Bth floor, T19 Tornreis, Municipal No. 5-4-156, 157, 173 to 176, 177 , 178,179 and 18412,l1dira Nagar;Ginwala Compound, MG Road, Secunderabad - 500 O03 ,,
rerUrLe--. - \
12. The tt/anaging Director, Piramal Finance Limited, Office at D.No.3-5-900/1, Aparajitha-Ardade, 2nd Floor, _Old tvllA Quarters Ro.ad, Himayat Nagar, Hyderabad, Telangana - 500 029.
13. The tVlanaging Director, Axis Finance Limited, AIig H.gqqe, C-2,Wadia lnternationil eentre, Pandurang Budhkar Marg, Worli, Mumbai - 400 025
14. One CC to SRI SHATK RAFIA BANU Advocate [OPUC]
15. One CC to SRI tU.P. KASHYAP, Advocate [OPUC]
16. One CC to SRI NVR RAJYA LAKSHIvII, SCFOR CENTRAL GOWIOPUCI
17. Two CD CoPies PMK er-
t t HIGH COURT DATED:07/0112026
ORDER
Y' I O.\ .s" s \\ rYo tL i+ t-!i!q* WP.No.271 of 2026 DISPOSIhIG OF THE WRIT PETITION WITHOUT COSTS 0t g"