Telangana High Court
WP/542/2026 of Chenchala Srikanth Vs The Union of India on 7 January 2026
THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) WEDNESDAY, THE SEVENTH DAY OF JANUARY TWO THOUSAND AND TWENTY SIX [3300 ] 2 years, agar, NR ..PETITIONER PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION NO: 5420F 2026 Between: Chenchala Srikanth, S/o.
HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD
(Special Original Jurisdiction)
WEDNESDAY, THE SEVENTH DAY OF JANUARY
TWO THOUSAND AND TWENTY SIX
2 years,
agar, NR
..PETITIONER
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION NO: 5420F 2026
Between:
Chenchala Srikanth, S/o. Chenchala Jangaiah, Aqed about 3
uccupalon. pflvate Emolovee, R/o. H.No.4_S6, Gowrelly, Hayath N
Bhavani Bar NR euaterd, Ghatkesar, fef ang;; -'"'-'''
AND
1.
2.
The Union of lndia, Rep. by its Secretary, Ministry of Finance, New Delhi.
The Reserve Bank of lndia,, Rep. by its Chief General Manager 6_1_56, Secretariat Road, Saifabad, Khairdtabad, UyOeraOaJ,-iJangana_500004.
BPCL SBI Card OCTANE,- R.ep _by its Chief Manager, Customer Correspondence Unit-, DLF-lnfirmity forirers, fowei-C, 'rztn"fldor,-B,o;[ r, Building 3, DLF Cyber City, Gurugarfi- 122OOi Bajaj Finance Ltd, Rep by its Chief Manager, 4th floor, Bajaj Finserve Corporate office, Ahemd'nag'ar Road, VimJn fla-sai, pine_ attOt+
Hero. Fincorp Ltd, Rep by its Chief_Manager, 34, Community Center, Basant Lok, Vasant Vihar, New Delhi-l ,l0057.
Federal Bank_, Rep by its Chief Manager, 2nd Floor, Municipat Building, Aluva, Ernakulam, Kerala, lndia-683101.
l-ClCl Bank, Rep by its Chief Manager, ICICI Bank Ltd Bandra, Kurla Complex, Mumbai-400051.
HDFC Bank, Rep by its Chief.Manager, HDFC Bank Cards Division, Door fo.Q!-Se, Estatti Bus Srand, Wavin iltiin noiJ, H,t.g'rprlrii w""i, Ch';"._
600058.
I IEP Prll, Rep by its Chief Ma1ager,.9th Floor, Nehru Centre, Discovery of tndia Buitding, Dr. Annie Besant RoEd, WoAi, n4umOji _ 4Ob0i-s.'
10.Axis Bank, Rep by its Chief-Manager, _CpU, 1st floor, Giga plex, plot No.
l.T.S, Airoti Knciwreage par( Airoii,-NTtvi ftitrr6"i l'+'o6ioe.
l l.lnduslnd Bank, Re.qby its chief Manager, lnduslnd Bank Limited, 2401 Gen.
rnrmmayya Road (Cantonment), pune_41 1 001.
tZ [4.! _A_a1! Rep by its ChiefJr/.a.nager,.RBL Bank Ltd, Cards Opertaing Center, Unit 306 311, 3rd Ftoor, JMD Megapotis, Sonna noii, eurrsri;_i22"ois-. '- '
I
13 99_B,B3II !td,,Rep,by its-Chief lr,4anager, CSB Bhavar St. Ir/ary's Coilege Koad. I hflssur, Kerala-680020
Petition under Afiicle 226 of the Constitution of lndiil circumstances stated in the affidavit filed therewith, the l- pleased to issue a Writ of Mandamus and/or any other sirr direction of like nature declaring the action of the Responc sending recovery agents to the/ residence of the petition-er, v intimidation, harassment, humiliation and intruding upon the p members of the petitioner in violation of the respondent I
12.08.2022 vide RBlt20Z2-23t 1Oe DOR.ORG.REC.6S/21
(
illegal, arbitrary and against Article .14, 19 & 21 of the Cons,t consequently to direct the Respondent Nos. 3 to 13 to forthv recovery agents to the petitioner,s residence and follow contemplated in circular dated 12.0g.2022 issued by the r recover any loans that may be due to the them.
...RESPONDENTS
praying that in the
igh Court may be
lar writ, order and
:nt Nos.3 to 13 in
ho are resorting to
'ivacy of the family
o.2 circular dated
4.15812022-23 as
lution of lndia and
ith refrain sending
lhe procedure as
spondent No.2 to
I
I
IA NO: 1 OF 2026
Petition under section 151 cpc praying that in the cir umstances stated in the affidavit filed in support of the petition, the High court ray be pleased to direct the Respondent Nos.3 to 13 not to harass the petitior(.whire recovering the anrounts from the petitioner and to folow the circurar darr i 12.0g.20 22 vide RBll2022-231 108 DoR oRG.REc.65/21.04. 1s}t2oz2-23, pe lding disposar of main Writ Petition.
Counsel for the Petitioner: SRI VIKRAM BOLLAM
Counsel for the Respondent No.1: SRI S.SUNIL, SC FOR CEN -RAL GOW., REP. SRI N.BHUJANGA FI O, DEPUW SOLICITOR GETII RAL OF INDIA
Counsel forthe Respondent No.10: SRI M.p.KASHyAp Counsel for the Respondent No.2 to g & 11 to 13: -NONE ApF EARED_- The Court made the following: ORDER
I
i
I
ry
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRIT PETITION No.542 of 2026
07.oL.2026
Between:
Chenchala Srikanth
...Petitioner
AND
The Union of India,
Represented by its Secretary,
Ministry of Finance, New Delhi & 12 others
...Respondents
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ORDER:
' Heard Sri Vikram Bollam, learned counsel for the petitioner, Sri S. Sunil, learned Standing Counsel for Central Government appearing for respondent No.1 and Sri M.P.Kashyap, learned counsel for respondent No.10. Perused the record.
2. Despite service of notice, none appeared for remaining respondents.
3. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarel1. covered by the order passed 1:.r this Court in W.P.No.189 l3 of 2024, dated 22.O8.2O24 and the .efore, the same order may be passed in this writ petition as w(r [. The operative portion of ther saicl order reads as under: "8. In view of the above circulars, deems it appropriate to direct the resp I cnsure that thc agents engaged by recover1r of the loan amounts, shall str r the guidelines and instructions issttr r Resene Bank of India and also the juctl the Hon'ble Supreme Court in ICICI Barr Prakash Kaur's case (1 supra) and ICICT Shanti Devi Sharma's case (2 supra). ls Court Ldents to hem for ly follow by the ments of r Ltd Vs. Bank Vs.
9. With the above direction, the writ I etition is clisposed o[. No costs - "
4. Learnecl counsel for respondent Nos. I t: 1O have no objection
5. Accordingly, in terms of the order passecl v this Court in W.P.No.189 13 of 2024, dated 22.08.2024, and br the reasons alike, this writ petition is disposed of directinli the respondent authorities and their agents to scrupulor I rly follow the guidelines/ instructions issued by the Reserve Bzr: k of India in its Circular dated 12.O8.2022 and aiso the judgrr:nts of Hon'ble Supreme Court in ICICI Bank Ltd. v. Prakash 18 aur'rs case and | (2007) 2 SCC 7 17 l I I I I i i
ry ICICI Bank v. Shanti Devi Sharrna's2 case, while recovering the loan amounts from the petitioner. No costs. Pending miscellaneous applications, if any, sha-11 stand closcd 2Qpc)+gcz{32- To, SdAP.PONNA KRISHNA ASSISTANT REGISTRAR //TRUE COPY//
6. SECTION OFFICER
1. The Secretary, tvlinistry of Finance, New Delhi, Union of lndia.
2. The Chief General lr,4anager, Reserve Bank of lndia, 6-1-56, Secretariat Road, Saifabad, Khairatabad, H-yderabad, Telangana-500004.
3. The Chief l\ila_nager, BPCL SBI Card OCTANE, Customer Correspondence Unrt-, DLF lnfirmity Towers, Tower-C, 12th Floor, Block 2, Buildirig 3, DLF Cyber City, Gurugam- 122002
4. The Chief Manager, Bajaj Finance Ltd, 4th floor, Bajaj Finserve Corporate office, Ahemdnagar Road, Viman Nagar, Pune- 411014.
5. The Chief Manager, Hero Fincorp Ltd, 34, Community Center, Basant Lok, Vasant Vihar, New Delhi-1 10057.
6. The Chief Manager, Federal Bank, 2nd Floor, Municipal Building, Aluva, Ernakulam, Kerala, lndia-683'101. Z The Chief Manager, lclcl Bank, lclCl Bank Ltd Bandra, Kurta Comptex, Mumbai-400051.
8. The Chief Manager, HDFC Bank, HDFC Bank Cards Division, Door No.94 SP, Estate Bus Stand, Wavin Main Road, Mogappair West, Chennai-600058. 9 The Chief Manager, YES Bank, 9th Floor, Nehru Centre, Discovery of lndia Building, Dr. Annie Besant Road, Worli, Mumbai - 400018.
10. The Chief Manager, Axis Bank, CPU, 1st floor, Giga plex, Plot No. LT.S, Airoli Knowledge Park, Airoli, Navi Mumbai - 400708. 1 1 . The Chief Manager, lnduslnd Bank, lnduslnd Bank Limited, 2401 Gen. Thimmayya Road (Cantonment), Pune-411 001 .
12. The Chief Manager, RBL Bank, RBL Bank Ltd, Cards Opertaing Center, Unit 306 31 1, 3rd Floor, JMD Megapolis, Sohna Road, Gurugram-122018.
13. The Chief Manager, CSB Bank Ltd, CSB Bhavan, St. Maqy's College Road, Thrissur, Kerala-680020.
14. One CC to SRI VIKRAM BOLLAM, Advocate [OPUC]
15. One CC to SRI M.P.KASHYAP, Advocate IOPUC] 16 One CC toSRl N.BHUJANGA RAO, DEPUTY SOLICITOR GENERAL OF lNDlA, High Court for the State of Telangana at Hyderabad [OPUC]
17. Two CD Copies o BSR PMK
t I I : i HIGH COURT DATED:0710112026
ORDER
WP.No.542 of 2026 DISPOSING OF THE WRIT PETITION, WITHOUT COSTS I . ,( 't c E, h 16
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