WP/35717/2025 of Pilli Mahesh Vs Union of India on 6 January 2026

AND

IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) . TUESDAY, THE SIXTH DAY OF JANUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION NO: 35717 OF 2025 Between: Pilli lr4ahesh, S/o. Odelu, Age 36 years, Occ - Pvt Employee R/o. 9-206/1 , Pillipalle, Kamanpur, Karimnagar, Telan.gana-505188, PAN - BRPPP3995J ...PETITIONER Union of lndia, Represent by it's Secretary, IMinistry of Finance, New Delhi Reserve Bank of lndia (RBl), Represent by its Chief General l/anager, 6, Sansad [\/arg, New Delhi - 1 '1000'1

3. BAJAJ FINANCE, Rep. by its Chief Manager, 6th Floor, Bajaj Finsery Corporate Office, Pune-Ahmednagar Road, Viman Nagar, Pune, Maharastra - 411014.

4. RBL Bank, Rep. by its Chief f\zlanager, Shop no 5-4110 and 5-4l1'1 Ground floor, Chanda Nagar, Hyderabad, Telangana 500050.

5. HDFC BANK, Rep by its Chief [Vlanager PN 26, 33/48534/8, Gr Flr, Delta House, Sy No 68, Allwyn Cross Road Miyapur, Hyderabad - 500049

6. SBI Cards and Payments Services Limited (SBl Card), Rep. by its Chief I\ilanager, DLF Cyber City, Tower C, Block 2, Building 3 DLF lnfinity Towers, 12th Floor, Gurugram, HR - 122002

7. YES BANK, Rep by its Chief f\ilanager Ground Floor, Shop No.'t'1, 77, NH 65, Gouthami Nagar Colony, Jawahar Colony, Chanda Nagar, Hyderabad, Telangana 500050 ...RESPONDENTS Petition under Article 226 of Ihe Constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue an appropriate Writ, Order, or Direction, more particularly in the nature of Writ of Mandamus, declaring the action of respondent Nos. 3 to 07 in attempting to recover amounts from the petitioner in an arbitrary, illegal, and high- handed manner without following the due process of law and r the Reserve Bank of lndia Circular dated 12.08.2022 bezt 231108, DOR.ORG.REC 65121 .O4.15812022-23, and further de of respondent No.2 in enforcing the said Circular as unconsti:r of Articles 14, 19, and 21 of the Constitution of lndia, and corrr respondent authorities to refrain from undertaking any cl recovery measures against the petitioner and to strictly c ) process of law and the aforesaid Circular in all recovery proce restrain respondent Nos. 3 to 07, their agents, recovery i managers, or any person acting on their behalf from 6ngag intimidation, harassment, humiliation, or intrusion into the pri\. or his family members, referees or friends, including persir;l calls, threatening messages, or physical visits to the petitio l further direct respondent No. 2 to enforce the said RBI Circula and to initiate appropriate and stringent action against th,: respondent Nos- 3 to 07 for violating legal norms, and pendinll petition, direct the respondent Nos. 3 to 07 not to resort to an), against the petitioner except through lawful means and in str ( Circular dated 12.08.2022. blatant violation of ng No. RBI/2022- :laring the inaction tional and violative "qr"nily direct the )rcive or unlawful nply with the due ..dings, and further gents, executives, ng in any acts of cy of the petitioner lnt or anonymous :r's premises, and in letter and spirit errant officials of lisposal of the writ ;oercive measures I adherence to the Counsel for the Petitioner:SRl. BONTHU LOKESH PHANINDi A REDDY Counsel for the Respondent No 1: N BHUJANGA RAO Deput' Solicitor General ' of lndia Counsel forthe Respondent No 3: SRI R. MANGULAL Counsel for the Respondents No 2,4To7.. ---- The Court made the following: ORDER

IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD THE HON'BLE SRI JUSTICE NAGESH BHEEMAPAKA WRIT PETITION No.357 L7 0F 2025 DATE OF ORDER: 06.01.2026 Betwe n: Pilli lvla hesh . ., Petitioner AND Union of India, Represent by rt's Secreta ry, Ministry of Finance, New Delhi and six others. ...Respondents o RDER Heard Sri Bonthu Lokesh phanindra, learned counsel for the petitioner, Sri N.Bhujanga Rao, learned Deputy Solicitor General of lndia, for respondent No.1 and Sri R. lr/angulal, learned counsel for respondent No.3.

2. Despite service of notice, none appeared for remaining respondents

3. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this writ petition is squarely covered by the order passed by this court in W P No 18913 of 2024, dated 22.08 2024 and therefore, the same wl'.\o.35717-2025 i\BK,.I order may be passed in this writ petition as well The operative portion of the said order reads as under: '8. ln view of the above circulars. this Cotlt it appropriate to direct the respondents to ers the agents engaged by them for recovery of amounts, shall strictly follow the guidelir instructions issued by the Reserve Bank of I also the Judgments of the Hon'ble Suprenre lClCl Bank Ltd Vs. Prakash Kaur's case (1 s, lClCl Bank Vs. Shanti Devi Sharma's case (ll deems rre that he loan :s and dia and lourt in )ra) and ;upra).

L With the above direction, the writ t)( tition is disposed of. No costs. " Learned Standing counsel for respondent Nc 1 and learned counsel for respondent No.3 have no objection

5. Accordingly, in terms of the order passed i y this Court in W P.No.18913 of 2024, daled 22082024. and f >r the reasons alike, this Writ Petition is disposed of directing he respondent authorities and their agents to scrupulou; y follow the guidelines/instructions issued by the Reserve Ba r I of India in its Circular daled 12.08.2022 and also the judgnt nts of Hon'ble Supreme Court in lClCl Bank Ltd. v. Prakash lr'; ur'1s case and lClCl Bank v. Shanti Devi Sharma'2s case, whi r recovering the loan amounts from the petitioner. No costs ' (2007) 2 scc 7l I ' (2008) 7 scc 53: : i I I

/,. J To, wP.No.J5?t7-2025 NB(,., Pending miscellaneous applications, if any, shall stand closed. SD/- A.SRINIVASA REDDY A ISTANT REGIST //TRUE COPY/i CTION OFFICER The Secretary, tvlinistry of Finance, Union of lndia' N elhi

2. The Chief General N4anager , ReSerVe Bank of lndia (RBl), , 6, Sansad lvlarg, New Delhi - 110001

3. One CC to SRl. BONTHU LOKESH PHANINDRA REDDY' Advocate loPUCl

4. One CC to SRl. N BHUJANGA RAO Deputy Solicitor General of lndia loPUCl

5. One CC to SRI R. IvIANGULAL' Advocate [OPUC]

6. Two CD CoPies

DANY

HIGH COURT DATED:0610112026

ORDER

((,f ' tIE SIe 2 JA}l 202[ 2.,, J-l i: i! I co WP.No.35717 of 2025 DISPOSING OF THE WRIT PETITION WITHOUT COSTS t , --:-.,;.r; ' :=:-::=:. @ b