Telangana High Court
WP/35709/2025 of Narlagiri Anitha Vs Union of India on 6 January 2026
COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) TUESDAY, THE SIXTH DAY OF JANUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WRlT PETITION NO: 35709 OF 2025 [ 3300 ] ...PETITIONER Between: Narlagiri Anitha, W/o. Narlagiri Raju
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
TUESDAY, THE SIXTH DAY OF JANUARY
TWO THOUSAND AND TWENTY SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WRlT PETITION NO: 35709 OF 2025
...PETITIONER
Between:
Narlagiri Anitha, W/o. Narlagiri Raju Age 36years, Occ Housewife, PJo. 3-173, Vivekbnanda Nagar Colony, Medipalli, Ghatkesar, K.V. Rangareddy Telangana - 5OOO98 PAN NO BFVPN'1592P
AND
Union of lndia, Represent by it's Secretary, Ministry of Finance, New Delhi Reserve Bank of lndia (RBl), Represent by its Chief General [\/anager, 6, Sansad fvlarg, New Delhi - 1 10001
IDFC FIRST Bank Limited, Rep by its Chief [\/anager, Ground Floor, veer chambers, No 1-'10-63/1/1 , opposite Shoppers Stop, Chikoti Gardens, Begumpet, Hyderabad, Telangana 500016
Muthoot Finance Limited, Rep by its Chief [Vlanager, First Floor, Srinivasa Complex, Piller number 813, H. No. 15-?1-4612,Ir,4 J Colony, Balaji Nagar, Kukatpally, Hyderabad, Telangana 500072.
...RESPONDENTS
Petition under Article 226 of the Constitution of tndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue an appropriate Writ, Order, or Direction, more particularly in the nature of Writ of [Mandamus, declaring the action of respondent Nos. 3 to 4 in attempting to recover amounts from the petitioner in an arbitrary, illegal, and high- handed manner without following the due process of law and in blatant violation of the Reserve Bank of lndia Circular dated 12.08.2022 bearing No. RBll2O22-231
108, DOR.ORG.REC.65/21 .04.15812022-23, and further declaring the inaction of respondent No. 2 in enforcing the said Circular as unco nstitutional and violative of Articles 1 4, 1 9, and 21 of the Constitution of lndia, and consequently direct the respondent authorities to refrain from undertaking any )oercive or unrawfur recovery measures against the petitioner and to strictry ompry with the due process of law and the aforesaid circurar in arr recovery prrr;eedings, and further restrain respondent Nos.3 to 4, their agents, recoven/ agents, executives, managers, or any person acting on their behalf from enr; intimidation, harassment, humiliation, or intrusion into the p.i or his family members, referees or friends, including per; calls, threatening messages, or physical visits to the petit (
further direct respondent No. 2 to enforce the said RBI Circ r and to initiate appropriate and stringent action against lf respondent Nos. 3 to 4 for violating legal norms, and pendin, petition, direct the respondent Nos. 3 to 4 not to resort to an against the petitioner except through lavyful means and in s:r Circular dated 1 2.08.2022.
rging in any acts of
/acy of the petitioner
stent or anonymous
ner's premises, and
lar inletter and spirit
3 errant officials of
disposal of the writ
' coercive measures
ct adherence to the
counsel for the Petitioner: sRr BONTHU LOKESH PHANrNr) tA REDDY
counsel forthe Respondent 1: SRr N. BHUJANGA RAor F() t CENTRAL Govr Counsel for the Respondent No 3: SRI B. SRIHARI
Counsel for the Respondent No 2 & 4: __
The Court made the following: ORDER
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE HON'BLE SRIJUSTICE NAGESH BHEEMAPAKA
WRIT PETITION N0.35709 0F 2025
DATE OF ORDER: 06.01.2026
Betwee n:
Narlagiri Anitha
. . . Petitioner
AND
Union of lndia,
Represented by it's Secretary,
lVlinistry of Finance, New Delhi and three others
...Respondents
Citations and Judicial Treatment
Cited by
0
Decisions in the index citing it
Cites
0
Decisions referred to
In this index
0
Of the decisions it cites
Overruled / Questioned
0
No negative treatment found
Loading the citing and cited decisions…
This judgment in the centre: on the left the decisions it cites, on the right the decisions citing it. Colour is the treatment; choose a decision to open it.
ORDER
Heard Sri Bonthu Lokesh phanindra, learned counsel for the petitioner, Sri N. Bhujanga Rao, learned Standing Counsel for Central Government, for respondent No.1 and Sri B Srihari, learned counsel for respondent No.3.
2. Despite service of notice, none appeared for remaining respondents
3. When the matter is taken up for hearing, learned counsel for petrtioner submitted that the issue raised in this Writ petition is squarely covered by the order passed by this Court in W,P.No.189'13 of 2024, dated 2208.2024 and therefore, the same
WP N. rj70, tl]tj \tsK.l order may be passed in this writ petition as well The operative portion 5f the said order reads as under .8 ln view of the above circulars, thrs Co.r it appropriate to direct the respondents to er $ ?q:lo ?nq,ased by them ior- r.""ou"i! o, :^11?rlj: shail srricfly fotrow the gurder Instructtons issued by the Reserve Bank o,,r 31:9 tf" ludgments of rhe Hon,bte Supreme l9l9l !r"r Ltd Vs. prakash Kaur,s case (t s.r lClCl Bank Vs. Shanti Devi Sharma,s cas (l t deems ure that he loan 3s and dia and lourt in rra) and ;upra). direction, the writ p e .ition ls
4. Learned Standing counser for respondent N, 1 and rearned counsel for respondent No.3 have no objection. I with dis posed of tn 2024, the above No costs "
5. Accordingly, W.P No.'189'l 3 of terms of the order passed b1 this Court tn alike, this Writ petition dated 22.08.2024, and fo the reasons is disposed of directing il- : respondent authorities and their agents to scrupulouslv follow the guidelines/instructions issued by the Reserve Bank >f lndia in its Circular daled 12.0g.2022 and also the judgmert; of Hon,ble Supreme Court in lClCl Bank Ltd. v. prakash Kaur ,1s case and lClCl Bank v. Shanti Devi Sharma,2s case, while rt covering the loan amounts from the petitioner. No costs. ' (2007) I sCC 7l I '(2008) 7 SCC.s32
wP No 1i709 l0l5 NBK..I Pending miscellaneous applications, if any, shall stand SD/. A.SRTNIYASA ASSISTANT REGI closed Two CD CoPies //TRUE COPY// R S EDDY ECTION OFFICER To, The Secretary, Ministry of Finance' Union of lndia' New Delhi The Chief General lt/lanager' Reserve Bank of lndia (RBl)' 6' Sansad Marg' New Delhi - 110001 One CC tO SRI. BONTHU LOKESF{ PHANINDRA REDDY, AdVOCAIE toPUCl One CC to SRI N ' BHUJANGA RAO Deputy Solicitor General of lndia loPUCl One CC to SRI B SRIHARI' Advocate [OPUC]
DAN k\
HIGH COURT DATED:0610112026
ORDER
WP.No.35709 of 2025 DISPOSING OF THE WRIT PETITION WITHOUT COSTS I€ 1r .i: i l{ j i9JAli202E J @
- ---:l