Telangana High Court
WP/36781/2025 of Konduru Anil Kumar Raju, Vs Union of India on 5 January 2026
THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD (Special Original Jurisdiction) MONDAY, THE FIFTH DAY OF JANUARY TWO THOUSAND AND TWENTY SIX PRESENT THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA WR Between: Konduru Anil Kumar Raju, S/o.K. Balaraju, Aged about 30 years, Occupation , Private
[ 33001
IN THE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
(Special Original Jurisdiction)
MONDAY, THE FIFTH DAY OF JANUARY
TWO THOUSAND AND TWENTY SIX
PRESENT
THE HONOURABLE SRI JUSTICE NAGESH BHEEMAPAKA
WR
Between:
Konduru Anil Kumar Raju, S/o.K. Balaraju, Aged about 30 years, Occupation , Private Employee, Rl/o. H.No.7-1-63211 11, Bapunagar, SR Nagar, Hyderabad.
.....PETITIONER
D
'1. Union of lndia, Represented by its Secretary Ministry of Finance, 3rd floor, Jeevan Deep Building, Sansad Marg, New Delhi-1 10001 .
2. The Reserve Bank of lndia, Represented by its Chief General Manager, Office at 8th Floor, Central Office Building, Shahid Bhagat Singh Marg, Fort, Mumbai, lndia 40000'1.
3. Stashfin, Rep by its Managing Director, Office at lBth Floor, MAGNUM
GLOBAL PARK, Golf Course Ext Rd, Sector 58, Gurugram, Haryana 122098.
4. RBL Bank, Rep by its Managing Director, Office at One World Center, Tower 28, 6th Floor, 841 Senapati Bapat Marg, Lower Parel, Mumbai - 400 013.
Maharashtra, lndia.
5. IDFC First Bank, Rep by its Managing Director, No 1-10-63/1/1, Ground Floor, Veer Chambers, Chikoti Gardens, Opp. Shoppers Stop, Begumpet, Hyderabad - 500016.
6. Bajaj Finance Limited, Rep by its Managing Station, No 812129318N72911|1F, Near Mad Telangana 500081 .
7. Whizdm Finance Private Limited, , Rep by its Managing Director, Office at 3rd Floor,711 , The address Building Marathahalli Sarjapur Outer Ring Rd, Kadubeesanahalli, Bengaluru, Kamataka 560103.
8. KrazyBee Services Limited, Rep by its Managing Director, Office at 3rd Floor, No. 128/9, Maruthi Sapphire, 35, HAL Old Airport Rd, Murugeshpalya, Bengaluru, Karnataka 56001 7.
9. Bandhan Bank, Rep by its Managing Director, Office at D N 32, Sector V, Salt Lake, Kolkata, West Bengal, 700091.
Director, Office at '1st Floor, Metro
hapur, Jubilee Hills, Hyderabad,
'l0.Akag Capital Advisors Private Limited, Rep by its Managing Director, Office at 58, First Floor, Arjun Nagar Kotla Mubarakpur, New Delhi -110003.
11. Northerr Arc Capital Limited, Rep by its Managing Director, Office at 1Oth Floor, llfM Research Park, 'l Kanagam Village, T-aramani, Chennai - 6001 13, Tamil Nadu, India.
l2.Piramal Finance Limited, Rep by its Managing Director, Office at p.iramal Tower, I)eninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013.
13.lnCred frinancial Services Limited,, Rep by its tvlanaging Director, Office at Unit No. 1203, 12th floor, B Wing, The Capital, Ptot No.-C-70, G Block, Bandra l(urla Complex, Mumbai - 400051, Maharashtra, lndia.
'l4.Navi Finsery Limited, Rep by its Managing Director, Office at 2nd Floor, !gishna'1i Tech Square, Iballur Village, Begur Hobli, Bengaluru, Karnataka 560102, lndia.
15. lClCl Bank, Rep by its Mana
Kurla Complex, Mumbai, Ma
ging Director, Office at lClCl Towers, Bandra- harashtra 400051.
.....RESPONDENTS
Petition Under Article 226 of the Constitution of lndia praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issu,: the writ more in the nature writ of mandamus declaring the action of the Respondent No.2 in not legitimately protecting the interest of petitioner by duly enforcing ils Circular dated 121O812022 vide RBllZ02223l'1OB DOR ORG REC
65121 0415812022-23 against Respondent Nos. 3 to '13 who are resorting to high- handed . measL res to recover money without following the Circular dated 12lOBl2O22 vide R8lr1202223/ 108 DOR ORG REC 65t21 04 158t2O2223 issued by Respondent No. 2 and Consequently direct the Respondent No. 2 to take stringent action against the errant official of the Respondent Nos. 3 to 13 in unlaMully illegally and arcitrarily taking to recover the amounts from petitioner without following Circulerr dated 1210812022 vide RBtlZO2223l .108 DOR ORG REC 65/21
04 158t2022-23.
I.A.N
:1 OF 2O25
Petition Urder section 151 cPc praying that in the circumstances stated in the affidavit filed in support of the petition, the High court may be pleased to direct the Respondent Nos. 3 to 13, not to take any coercive or adverse measures whatsoever against the Petitioner or his family members, whether at their residence or plac:e of business, without strict adherence to the due process of law and mandatory compliance with the Circular bearing No. RBll2022- 231108
DOR.ORG.REC. 65t2L04.158/ 2022-23 issued by Respondent No. 2, until the final disposal of the present writ petition.
Counsel for the Petitioner : SRI SHAIK RAFIA BANU
Counsel for the Respondent No.1 : SRI KALVALA SANJEEV (SC FOR
CENTRAL GOVT )
Counsel for the Respondent Nos.2 to 4 : - Counsel for the Respondent No.S : SRI B.SRIHARI
Counsel for the Respondent No.6 : SRI R.MANGULAL
Counsel for the Respondent Nos.7 to 11 : -- Counsel for the Respondent No.12 : SRI SUDHARSHAN NARAHARI
Counsel for the Respondent Nos.13 to 15 : -- The Court made the following ORDER
ffii.r:a::
e
IN T'HE HIGH COURT FOR THE STATE OF TELANGANA
AT HYDERABAD
THE IIONOURABLE SRI JUSTICE NAGESH BHEEMAPT]tr(A
WRIT PETITION No.36781 of 2o25
o5.oL.2026
Betweeni:
Konduru Anil Kumar Raju
...Petitioner
AND
The Union of India,
Represented by its Secretar5r,
Ministry of Finance, New Delhi & 14 others
...Respondents
Citations and Judicial Treatment
Cited by
0
Decisions in the index citing it
Cites
0
Decisions referred to
In this index
0
Of the decisions it cites
Overruled / Questioned
0
No negative treatment found
Loading the citing and cited decisions…
This judgment in the centre: on the left the decisions it cites, on the right the decisions citing it. Colour is the treatment; choose a decision to open it.
ORDER:
Hear:d Sri Shaik Rafia Banu, learned counsel for the petitioner, Sri Kalvala Sanjeev, learned Standing Counsel for respondent No.5, Sri R Mangulal, learned counsel for respondent No.6 and Sudharshan Narahari, learned counsel for respondent No.12. Perr.rsed the record.
2. Desp'ite service of notice, none appeareci for remajning Central Government, Sri B Srihari, learned counsel for I I ' ,i+t' ..
respondents.
3. When the matter is taken up for hearing, learned counsel for petitioner submitted that the issue raised in this Writ Petition is squarely covered by the order passed- by this Court in W.P.No.18913 of 2024, dated 22.08.2024 and therefore, the sarne order may be passed in this writ petition as well. The operative portion of the said order reads as under: "8. In view of the above circulars, this Court deems it appropriate to direct the respondents to ensure that the agents engaged by them for recovery of the loan amounts, shall strictly follow thb guidelines and instructions issued by the Reserve Bank of India and also the judgments of the Hon'ble Supreme Court in ICICI Bank Ltd Vs. Prakash Kaur's case (1 supra) and ICICI Bank Vs. Shanti Devi Sharma's case (2 supra).
9. With the above direction, the writ petition is disposed of. No costs."
4. Learned counsel for respondent Nos.1, 5, 6 and 12 have no objection.
5. Accordingly, in terms of the order passed by this Court in W.P.No.13913 of 2024, dated 22.08.2024, and for the reasons alike, this writ petition is disposed of directing the respondent authorities and their agents to scrupulously follow the guidelines/instructions issued by the Reserve Bank of India in its I - l circular dated 12.08.2022 and arso the judgments of Honble supreme court in ICICI Bank Ltd. v. prakash Kaurrls case and rcrcl Bank v. shanti Devi sharmar2s case, while recovering the loan amounts from the petitioner. No costs f'ending miscelianeous applications,. if any, shalr stand closed , / 1(2ol7l2 SCC 711 2(2008) 7 SCC s32 To 1. The Se,:retary, Union of Buildingr, Sansad Marg, //TRUE COPY/ lndia, Ministry of New Delhi-11000 .P. PONNA KRISHNA ISTANT REGISTRAR SECTION OFFICER: floor, Jeevan Deep
1.
2. The Ch ef General Manager, Office Building, Shah Reserve Bank of lndia, Otfice at 8th Floor, id Bhagat Singh [/arg, Fort, [/umbai, lndia Central 50001 6
6. The Marag Station, No 400001
3. The tr/anaging Director, Stashfin, Office at 18th Floor, IVIAGNUIVI GLOBAL PARK, ,3oif Cburse Ext Rd, Sector 58, Gurugram, Harya1a 122098.
4. The Managing Director, RBL Bank, Office alOne World Center, fower 28, 6th Floc,r, 5+isenapati Bapat lvlarg, Lower Parel, Mumbai - 400 013. Maharashtra, lndia.
5. ine fr4a'raging Director, IDFC First Bank, No 1-10-631111, Ground Floor, Veer Chambersl C6it<oti Gardens, Opp. Shoppers Stop, Begumpet, Hyderabad - ing Director, Bajaj Finance Limited, Office at 1st Floor, Metro arz zga a N7 Zsi I 1- I 1F, Near tvladhapu r, Jubilee H ills, Hyd erabad, Telangana 500081 T. The Ml"arraging Director, Whizdm Finance Private Limited, Office at 3rd Floor, 7l1,The, aooress Building Marathahalli sarjapur outer Ring Rd, Kadube,asanahalli, Bengaluru, Karnataka 5601 03.
8. The Marraging Director,KrazyBee Services Limited, Office at 3rd Floor, No. 12819, tr4aiuth-i Sapphire, 35, HAL Old Airport Rd, Murugeshpalya, Bengaluru, Karnataka 560017.
9. The ft/arraging Director, Bandhan Bank, Office at D N 32, Sector V, Salt Lake, Kolkata, West Bengal, 700091
10. The tMarraging Direttor, Akara Capital Advisors P-rivate Limited, Office at 58, First Floor, Rr]un Nagar Kotla Mubarakpur, New Delhi -110003.
11. The Marragin! Directbr, Northern Arc Capital Limited, Office at 1Oth Floor, llTIr/ Reselrci Park, 1 Kanagam Village, Taramani, Chennai - 600113, Tamil Nadu, lr,dia.
\
12. The.Mapg-lng Director, Piramal Finance Limited, Office at piramal Tower, P^eninslla corporate park, Ganpatrao Kadam M;rg, t_ower paiei, rvrumoai _ 400013. 13 -Tl':Jql.?gilg Drle.qtor, tnCred Financial Services Limited, Office at Unit No. 1203,121h floor, g W,l.g. ]he capitar, prot No. c-70, G Brock, eindri Kurra _ . 9.orp!"x, fVlumbai- 400051, fvlaharashtra, lndia. l4.The.tManaging.Director, Navi FinseryLimiied, Offic" at2nd Floor, Vaishnavi Egl square, lballur Village, Begur l{obli, eehgaruru, Karnataka s60102, tnota.
15. The tM.anaging pir99!or, lclcl Bank, office at lclct rowers, Bandra-Kurta Complex, Mumbai, l/aharashtra 400051
16. One CC to SRt SHATK RAFTA BAIIU, Advocate tOpUCl
17. ONE CC tO SRI KALVALA SANJEEV (SC rON iEr.rrNAr- GOVT )AdVOCAIC loPUCl 18 one cc,to SR! B \44.N9gLAL, Advocate (OpUC)
19. One CC''to SRI B.SRIHARI, Advocate (OPUC) ?9 9ne^c_c_to sRt SUDHARSHAN NARAHARt,'Advocate (opuc)
21. Two CD Copies SA BS
I HIGH CC)URT DATED:05/0112026
ORDER
WP.No.36781 of 2025 ,!, DISPOSII\IG OF THE W.P WITHOUTCOSTS. eh II