Debts Recovery Tribunals and Appellate Tribunals
UCO BANK vs M/S NANDY GARMENTS & ORS. on 22 July 2026
Rina S.
BEFORE THE DEBTS RECOVERY TRIBUNAL-I KOLKATA
PRESENT: -SHRI AMBUJA MOHAN DAS
PRESIDING OFFICER
T.A. No. 14 OF 2014
DATE OF DELIVERY OF ORDER: 22nd July, 2026
UCO Bank, registered office at 10, B.T. M. Sarani, Kolkata – 700001 and address for service of all notice at Sheoraphuli Branch, 175, G.T. Road, Sheoraphuli, Hooghly, Pin- 712223.
...................Applicant
And
1. M/s. Nandy Garments, Barabagan, Kundu Ghat, Chandannagar, Dist.- Hooghly, Pin- 712136.
2. Goutam Nandy, s/o Late Debendranath Nandy, Barabagan, Kundu Ghat, Chandannagar, Dist.- Hooghly, Pin- 712136.
3. Bodhi Satta Nandy, S/o- Late Debendranath Nandy, Barabagan, Kundu Ghat, Chandannagar, Dist.- Hooghly, Pin- 712136.
4. Ritwick Nandy, S/o- Late Debendranath Nandy, Barabagan, Kundu Ghat, Chandannagar, Dist.- Hooghly, Pin- 712136.
....................Defendants
Counsel for the Applicant Bank: - Mr. S.N. Patra Bhatta, Ld. Counsel Counsel for the Defendants:- Set ex-parte on 16.06.2026
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J U D G M E N T
1. The present Recovery Application is filed by the UCO Bank, nationalized Bank carrying on business at Sheoraphuli Branch, 175, G.T. Road, Sheoraphuli, Hooghly, Pin- 712223 for recovery of total sum of Rs.11,05,058.90/- with interest @ 13.7% p.a. with monthly rest from 01.08.2014 against the Defendants till payment and/or realization. The Defendants are the borrower/guarantor /mortgager.
2. The service of summons was affected upon the Defendants in usual mode of postal service as well as hand service. Despite service of summons and giving sufficient time, the Defendants neither appeared nor filed the Written Statement to controvert the claim of the Bank.
Rina S. Hence, the matter was declared ex-parte on 16/06/2026.
3. The Applicant in support of its contention filed Evidence on Affidavit duly affirmed by Mr. Ankit Agarwal, Sr. Manager of the Applicant Bank annexing the various documents which are exhibited.
4. I have perused the documents and Evidence and heard the Ld. Advocate for the Bank. By the said evidence on affidavit the Applicant could prove its claim and documents. The claim of the Bank is within the limitation and within the jurisdiction of this Tribunal. Hence, the claim of the Bank should be allowed with cost. In the above circumstances it is ordered:
O R D E R
i) Claim of the Applicants is allowed with cost. ii) The Defendants are jointly and severally liable to pay Rs.11,05,058.90/- with interest @ 13.7% p.a. with monthly rest from 01.08.2014 till payment or realization. iii) It is declared that the claim is secured by hypothecation of moveable properties described in the Schedule-H at Page no. 88 of the OA. iv) Let, a certificate be issued accordingly. v) Ld. Recovery Officer shall realize the amount as per the Recovery Certificate from the defendants in accordance with law. vi) Ld. Registrar of this Tribunal is directed to deliver recovery certificate in term of the final order/judgment for recovery of the sum against the defendants in favour of the Applicant Bank under Section 19 (22) of the Recovery of Debts due to the Bank and Financial Institutions Act, Rina S. 1993 now known as Recovery of Debts and Bankruptcy Act, 1993. vii) The parties are directed to appear before the Recovery Officer-I on 27/08/2026 for further action in accordance with law in the event the entire amount is not paid by the said date. Accordingly, the Original Application being T.A. No. 14 of 2014 is allowed and stands disposed of. All the IAs, if any, are also disposed of. Copy of the Judgment/Final Order be uploaded in the Tribunal’s website. File is consigned to the Record Room. (Dictated to P.S., transcribed by her, corrected, signed and pronounced by me in the open Court on this the day 22nd July,
Place: Kolkata ( Ambuja Mohan Das ) Date: 22nd July, 2026 Presiding Officer
Rina S. Page No.- Order Sheet (continuation) Case No. TA/14/2014 UCO BANK–Vs- M/s. Nandy Garments & ORS. Date of the order Order with signature Office action with date and dated signature of parties when necessary 22nd July, 2026 Ld. Advocate, Mr. S.N. Patra Bhatta appeared for the applicant bank. None appeared on behalf of the Defendants. Matter was heard in open Court on this the day of 16/06/2026. The detailed order in three pages annexed separately. The gist of the order is as follows:
O R D E R
i) Claim of the Applicants is allowed with cost. ii) The Defendants are jointly and severally liable to pay Rs.11,05,058.90/- with interest @ 13.7% p.a. with monthly rest from 01.08.2014 till payment or realization. iii) It is declared that the claim is secured by hypothecation of moveable properties described in the Schedule-H at Page no. 88 of the OA. iv) Let, a certificate be issued accordingly. v) Ld. Recovery Officer shall realize the amount as per the Recovery Certificate from the defendants in accordance with law. vi) Ld. Registrar of this Tribunal is directed to deliver recovery certificate in term of the final order/judgment for recovery of the sum against the defendants in favour of the Applicant Bank under Section 19 (22) of the Recovery of Debts due to the Bank and Financial Institutions Act, 1993 now known as Recovery of Debts and Bankruptcy Act, 1993. vii) The parties are directed to appear before the Recovery Officer-I on 27/08/2026 for further action in accordance with law in the event the entire amount is not paid by the said date. Accordingly, the Original Application being T.A. No. 14 of 2014 is allowed and stands disposed of. All the IAs, if any, are also disposed of. Copy of the Judgment/Final Order be uploaded in the Tribunal’s website. File is consigned to the Record Room. (Dictated to P.S., transcribed by her, corrected, signed and pronounced by me in the open Court on this the day 22nd July,
Place: Kolkata ( Ambuja Mohan Das ) Date: 22ndJuly, 2026 Presiding Officer
Rina S.