STATE BANK OF INDIA vs PABITRA PAUL on 7 August 2026

J U D G M E N T

1. The present Recovery Application is filed by the State Bank of India, nationalized Bank carrying on business at Stressed Assets Recovery Branch, (Esplanade Branch Premises), 2nd Floor, 9B, Esplanade Row (East), P.S.- Hare Street, Kolkata – 700069 for recovery of total sum of Rs.10,84,286.00/- with interest @15.5% with monthly rest from 01.05.2012 against the Defendant till payment and/or realization. The Defendant is the borrower/guarantor/mortgager.

2. The service of summon was effected upon the Defendant in usual mode of postal service as well as hand service. Despite service of summon and giving sufficient time, the Defendant neither appeared nor filed the Written Statement to controvert the claim of the Bank. Hence, the matter was declared ex-parte on 11/05/2026.

Rina S.

3. The Applicant in support of its contention filed Evidence on Affidavit duly affirmed by Mr. Ramprasad Pal, Assistant Manager (CCO) of the Applicant Bank annexing the various documents which are exhibited.

4. I have perused the documents and Evidence and heard the Ld. Advocate for the Bank. By the said evidence on affidavit the Applicant could prove its claim and documents. The claim of the Bank is within the limitation and within the jurisdiction of this Tribunal. Hence, the claim of the Bank should be allowed with cost. In the above circumstances it is ordered:

O R D E R

i)

ii) The Defendant is liable to pay Rs.10,84,286.00/- with interest @15.5% with monthly rest from 01.05.2012 against the Defendants till payment or realization. iii) It is declared that the claim is secured by hypothecation of moveable properties described in the Schedule-X at Page no. 54 of the OA. iv) Let, a certificate be issued accordingly. v) Ld. Recovery Officer shall realize the amount as per the Recovery Certificate from the defendants in accordance with law. vi) Ld. Registrar of this Tribunal is directed to deliver recovery certificate in term of the final order/judgment for recovery of the sum against the defendants in favour of the Applicant Bank under Section 19 (22) of the Recovery of Debts due to the Bank and Financial Institutions Act, 1993 now known as Recovery of Debts and Bankruptcy Act, 1993. vii) The parties are directed to appear before the Recovery Officer-II on 08/09/2026 for further action in accordance with law in the event the entire amount is not paid by the Rina S. said date. Accordingly, the Original Application being T.A. No. 645 of 2013 is allowed and stands disposed of. All the IAs, if any, are also disposed of. Copy of the Judgment/Final Order be uploaded in the Tribunal’s website. File is consigned to the Record Room. (Dictated to P.S., transcribed by her, corrected, signed and pronounced by me in the open Court on this the day 7th August,

Place: Kolkata ( Ambuja Mohan Das ) Date: 7th August, 2026 Presiding Officer Rina S. Page No.- Order Sheet (continuation) Case No. TA/645/2013 STATE BANK OF INDIA –Vs- SRI PABITRA PAUL Date of the order Order with signature Office action with date and dated signature of parties when necessary 7th August,

Ld. Advocate, Ms. Mekhala Kanji appeared for the applicant bank. None appeared on behalf of the Defendant. Matter was heard in open Court on this the day of 07/07/2026. The detailed order in three pages annexed separately. The gist of the order is as follows:

O R D E R

i) Claim of the Applicants is allowed with cost. ii) Claim of the Applicants is allowed with cost. iii) The Defendant is liable to pay Rs.10,84,286.00/- with interest @15.5% with monthly rest from 01.05.2012 against the Defendants till payment or realization. iv) It is declared that the claim is secured by hypothecation of moveable properties described in the Schedule-X at Page no. 54 of the OA. v) Let, a certificate be issued accordingly. vi) Ld. Recovery Officer shall realize the amount as per the Recovery Certificate from the defendants in accordance with law. vii) Ld. Registrar of this Tribunal is directed to deliver recovery certificate in term of the final order/judgment for recovery of the sum against the defendants in favour of the Applicant Bank under Section 19 (22) of the Recovery of Debts due to the Bank and Financial Institutions Act, 1993 now known as Recovery of Debts and Bankruptcy Act, 1993. viii) The parties are directed to appear before the Recovery Officer-II on 08/09/2026 for further action in accordance with law in the event the entire amount is not paid by the said date. Accordingly, the Original Application being T.A. No. 645 of 2013 is allowed and stands disposed of. All the IAs, if any, are also disposed of. Copy of the Judgment/Final Order be uploaded in the Tribunal’s website. File is consigned to the Record Room. (Dictated to P.S., transcribed by her, corrected, signed and pronounced by me in the open Court on this the day 7th August,

Place: Kolkata (Ambuja Mohan Das ) Date: 7th August, 2026 Presiding Officer Rina S.