Debts Recovery Tribunals and Appellate Tribunals
CANARA BANK vs RENENDRA CHANDRA CHAKRABORTY AND ORS on 20 January 2026
Canar..Bank, a body corporate, a Bark. consfltuted and Funcuontng under the Banking compantes (Acqulstflon and Transfer of Undertaktngs), o", ,ri6 i"'"1"S its Head Office sltuated at 112, l.c. Road, Bansatore-56ooo2 car.v,"g';r" ir.,""* aiffi otner ptace at Asset Recovery Management Branch, 6, N.s. Road; p.s. xarelt.eei,'iortata_zoO oOr within the satd Jurlsdtcuon.
1.lt
BEFORE THE DEBTS RECOVERY TRTBU AL.ITI KOLXATA
PR,ESE,{T: .sRt ARBII{D }IADHAV
PRESIDI'{G OFFTCER Of DRT -It XOLXATA
ADDTTIONAL CHARGE OF DRT -NT KOLXATA
T.A, 1450 ot 2014
DATE OF DELwERY OF ORDER! 2OtOttZO26
Appllcant .
...
Defendants.
-Velsus-
3;,,$Il!3,H,,'i'l}?fiil:ii:m*l#,oili,l[,.Eo,,j,oo;.ti:d,j.. chakraborty, 2016, ft i,{J:i}tiljJ,,i,lsriff d;:Ttsi,?",;y;,,lBiL1t;"TJii$ltirj"?; ffiXH,fiIfI 3[ff|:;f;,';ljJr:[ If Gr.sh construcron, 24, Lara Babu shrre Road, Counsel for the Appltcant Bank: - I'ls. Subhasree BanerJe€, Advocate, Set ex-parte on 13.01.2025
1.
]UDGEITIE,,IT
The Appllcant Bank flted the pres€nt
of o.A. No. 32r of zolo o,* *,to
*'nn No' T4'/1450/2014 on 23'12.2014 (artshg out Rs.10,71,438.54/- (Rupees Ten L"J:*-o*'''
Kolkata) for recovery of a totat sum of
and paise Flrv-Four only) upto 28rhs
seventy'one Thousand Four Hundred Thtrty-Etght Facuues toserher wi,r, ;;J;;,;"*::il,r;l,H;:.ndants towards Housrne Loan The Defendants are seryed with sumt ;fi :""TH*r":*Tir""ll.Tl:I"l"iil,T"li:::Tffi ::,ff ,:#
The Applicant Bank examlned lZ dor
marked as ExhibrtAn,"rr*-;;;;ili:::,J[rn ,.. Murdr Behera, senror Manaser 3.6
4,
5.
l) Annexure-A- Copy of appllcatlon for Houslng Loan dated 13.04.2005.
ll) Annexure-B- Copy of letter of sanctlon of Houstng Loan dated 18,04.2000.
lll) Annexure -C- Coples of letters by defendants no. 1 and 2 both dated 18.04.2008.
lv) Annexure-O- Copy of Agreement for Sale dated 12.04.2006.
v) Annexu.e-E- Copy of le$er of defendant no. 1 depost{ng Utle deeds (Agrcement ot Sale).
vl) Annexure-F- Copy of General power of Attorney ln favour of the defendant no. 3.
vll) Annexu.e-c- Copy of Houstng Loan Agreement dated 19.04,2006.
vili) Annexure-H- Copy of Tripar0te Agreement dated 19.04.2006.
lx) Annexure-I-Copy of Recelpts of dtsbursement by defendant no. 1 and money recelpts by defendant no.3
x) Annexure-J- Copy of IGR.
xl) Annexure-K- Copy of Advocate,s demand noflce dated 25.11.2009.
xll) Annexure-L- Copy of Statement of Accounts.
Heard the Ld. Counset for the Appllcant Bank.
The polnt that arlses for conslderaflon ls :
whether the Applrcant Bank rs enflUed to the clarm made rn the oA Egalnst the Defendants and OA schedule properfles as prayed for?
As stated supru, th€ Defendant remalned abent and dld not fum up to controvert the ve,slon ot the o.A. of Apprcant Bank. The Evrdence Affd.vrt coupled wrth the recrtals rn the documents vtz., Exhtbtt Annexure-A to Exhtblt Annexure_L marked on behalf of the Applicant gaok, estabfished the crarm of the Appricant Bank agarnst the Defendants and oA s€hedure propertles. Hence, I hold that the Defendants are Jolnfly and seveElly llabte to pay to the Appllcant gank the clalms made in the OA with future lnterest and co*s.
ln the result, the present Origlnal Appltcauon ls allowed ex-parte wlth costs, as under:-
5.
7.
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ORDER
(1) T'A' No'r450 or 20L4 nred by the Appricant Bank rs a*or.ved and debt rs determrned wrth cost agalnst the defendants. It ts he.eby ordered that appltcant bank ts enflfled to recover from the defendants the total amount to the tune of Rs.lO ,71,$A.S4l_ (Rupees Ten Lakhs Seventy-One Thousand Four Hundred Thtrty-Etght and patse Fifty-Four only) upto 28,02.2010 wtth pendentellte and futur€ lnterest @ 0g.7596 per annum hterest wtth shple on the amount due from the date of llltng of the Origtnat Appltcauon t.e 18.03.2010 flfl tuI and final realtzauon ot the clalm amount.
(2) Amount, lf any, pald by the defendants ln the loan accounts or amount, tf any, r,ecovered by the Appllcant Bank after fillng o, the O.A. the same be taken tnto account whlle arrlving at the exact amount of dues/debt payable by the defendants. Accordtngly, pendenteltte and future lnterest shall be calculated on the .educed amount,
(3) Defendants are deb.rred from dlsposlng, allenating or dealing wtth any of the properues belonghg to them ll the aforesald decretal debt is recovered from the defendants. {'/ 1+7 ,erendants are grven a ,me of thrrty days fmm the date of the JudgemenvFrnar order for repaylng ofthe above men oned dues, so lnumated to them. In case the defendants fail to pay the dues wlthln the above mentloned tlme, the appllcant bank ls enfltled to recover Its dues by sale of seoJred .ssets, lf any. Appllcant bank ls also entlued to p(rceed agatnst p€rsonal propertles of the defendants (Both movable and lmmovable) and also prcceed agalnst the defendants personally to recover the dues ln accordance wlth law.
(5) Let the Certlflcate of Recovery be drawn up by Ld. Reglstrar forthwtth tn te.ms of Judgement for lssuance of the same agalnst defendants ln favour of the appllcant bank under Section 19 (22) ofthe Recovery of Debts and gankruptcy Act, 1993 and put up the same for lssuance of the Certlflcate.
(5) Ld. Recove.y Omcer shall reallze the amount as per the Recovery @ruflcate from the defendants ln accordance wlth law.
(7) Ld. Reglstrar of thls Trlbunal ls dlrected to dellver recovery certlflcate ln term of the flnal orderljudgement fo. re@ve.y of the sum agalnst the defendant ln favou. of the Appllcant Bank under Sectlon 19 (22) of the Recovery of Debts due to the Bank and Ftnanctat lnstltutlons Act, 1993 now known as Recovery of Debts and Bankruptcy Act, 1993.
(8) The partlB are dlrected to appear before the Recovery Officer on 24.02.2025 for further adlon ln accordance wlth law ln the event the entlre amount ls not patd by the sald date. Accodlngly, the Orlglnal Appllcatlon belng T.A. No.1450 of 2014 (artstng out of O.A. No. 321 of 2010) ls allowed and stands dlsposed of. Copy of the JudgmenvFlnal Order be uploaded ln the Trlbunal's webstte, Flle ls conslgned to the Record Room. (Dl.tatcd to steno, t.anscrlb€d by hlm (sh), conected, stgned and pronoirnced by mC ln thc open @u.t on thls the 2Ob day ot ,anuary, 2026. -(snr anarn6flIffiv) PRESIDING OFFICER OF DRT -II KOLKATA ADDITIONAL CHARGE OF ORT -III KOLKATA
Debts Recovery Tribunal-3, Kolkata Order Sheet (Continuation) c.rG No. T.A./1450/2014 @ RanGndra chandra Chakraborty & Or.. ord.r whh rllnrtur. Dt.20.01.2026 | Order p.onounced (Vlde sepaEte sheets), I I I ,n the result, T.a. 1450 of 2014 ls allowed wlth costs' .n I Issue Recovery certlflcate accordlngly' I I o.ffrd M"dha, I Presldlng omcer I DRT-2, Kolkata I Addltlonal Charge of DRT-3, Kolkata sh