Debts Recovery Tribunals and Appellate Tribunals
STATE BANK OF INDIA vs JAYANTA ROY AND ORS on 10 March 2026
BEFORE THE DEBTS RECOVERY TRIBUNAL.IIT KOLKATA
PRESENTT_ SRt ARBTND tttADHAV
PRESIDING OFFTCER OF DRT.II KOLKATA
ADDITIONAL C}IARGE OF DRT-IU KOLKATA
T.A, NO. 398 0F 2014,
DATE OF DELTVERY OF ORDER I hO/O3/2O26
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Road, Mumbar-40OO2l and carr\tinq on_ busrness through its dtfferenf branches rncluding at 204, Rashbehari Aveni ;:,Iii"],;;;;'":";','"",T".'i,ifl!;;;"'l:"^;'i:i;,; ?#;Hi; "i,fll;13i6ii Applicant 8ank.
Defendants.
Counsel for the Applicant Bankj -
S. P. Choudhury, Ld. Counsel
Set ex-parte on
18/02/2026
]U DGET,IENT
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1. The Applicant Bank filed the present TA being No. TAl398/2014 on O3/OA/2OOI of O,A. No. 531 of 2OO9 filed before DRT-2, Kolkata) for recovery of a total 26,90,502/- (Rupees twenty six lakh Defendants towards Housing Loan reliefs. ninety thousand five hundred and two only) from the -Versus-
1. Sri Jayanta Roy, son of Late i i*ri;:,;:i.sm1?1,fl;t*! jflJ,1;ft 1".;,uj,;r",*,":jtr j:i,i: ' iyizl:siirdf:;-.i;tl,,ir"*zi:rix#;r":"ifi ,"8,,i:,Bi;:?# ' ffi ':Iira:l[:ir##i;i,:1., ffiii:"}, lti;;r#:t: ' ;;:?::"4',:,"jfi".il"T,',{:,?:i"":;".ffi;,,"_.,flr;:lll,{.::".ilT,J:;1"::,?:*, * '*#iifu?:':tx;ffi !i:!,":.:il.-t-i:1ii,:#;.,,.,.,"r,$,,*1"*ii (arising out sum of Rs. facility together with interest, cost and other usual
2. The Defendants are served with sl representarjon rrom the derendantJsT:::.11""ff ::TI"i.ijii illiiJ; il ffffi: and hea rd ex-parte accordingly. The Applicant Bank examined 10 marked as Exhjbit Annexure-A t" JTil:::1j::::sh sri Rajesh Kumar, senior rvanaeer i. Annexure A_ Loan Application ii. Annexure A-1_ Arrangement Letter iii. Annexure B_ Term Loan Agreement tv. Annexure C- GiJarantee Agreement v. Annexure D- Covering Letter "l Annexure D-1_ Money Receipt v . Annexure E- Consent Letter vlii Annexure E-1- Agreement of sare rx. Annexure F- Demand Notice x. Annexure G- statement of Account Heard the Ld. Counsel for the Applicant Bank, The pojht that arises for considerdtion js : Whether the Apptrcant Bank is entiitp.i and oA schedure ,."r;;:: ;:;:: tothe craim made in the oA aeainsthe Derendants
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6. As stated supra, the t m:*{::htit":"": l;:H::::: t}l,jJi 11 1".: *,. c.n,r.ve-,he ,:;;*f tl$i,"H":*ffi #ffi ,ffi
7. In the resutt, the present Originat Apptication ," ",,"*"0 "r,r".," *ith costs, as under:-
(1) T.A. No. 398 of 2or4 filed o R D E R ***ru***fl*[[*ffi
(2) Amount, ifany, paid by the the Appr,cant ;; ";:,;;:":"::"1ts in the roan accounts or ar n'::"!ii""ii:i:;iJ*if [,""J;ffi ;:r j::::lm:fl #:;
(3) Oefendants are debarred from dlsposing? alienating or dealing with any of the properties belonging to them ti the aforesaid decretal debt is recovered from the defendants.
(4) Defendants are qrven a ,me of thifty days from the date of the Judgement/Finar order for repaying ofthe above mentioned dues, so intrmated to them. In case the defendants fa to pay the dues withtn the abo\ ts dues by sare or se*.. *J: ;:I:"::j[:,'i"",1? :il' fff ,"J::il: ffi:; personal properties of the defendants (Both movable and immovable) and also proceed against the defendants personally to recover the dues in accordance with law.
(5) Let the Certificate of Recovery be drawn up by Ld. Registrar forthwith in terms of Judgement for tssuance of the under section 19 (22) ofthe Re( e against defendants in favour of the applicant bank same for issuance of ,n" a"n,r#"o ot Debts and Bankruptcy Act, 1993 and put up the
(6) Ld. Recovery Officer shal reatiz defendants in accordance wittr tawl the amount as per the Recovery certificate from the
(7) Ld. Registiar of this Tribunal ts d orderljudgement for recovery o, ]'t*"0 to deliver recovery certlficate in term of the final Bank under section 19 (rr) o, tn" sum against the defendant in favour of the Appricant Institutions Act, 1993 now known i e Recovery of Debts due to the Bank and Financiar ,s Recovery of Debts and Bankruptcy Act, 1993.
(8) The partaes are directed to appear action in accordance *,,n,"r,",nj l-"loll,the Recovery office' on 70/04/2026 for further accordingry,T.A. No. 398 of 2ora entire amount is not paid by the said date. Korkata) is a owed a"o r,""o" olojSj[ii out of o.A. No, 531 of 2oo9 fited before DRT_2, Copy of the JudgemenvFinat Order I File is consigned to tn"'*"i.ro-iJ.il',loaded in the Tribunat.s website, :/^I.".ifl :[:1.,;? : iHu; 3r,Tt"1n1i*;]i,"* "", t.^ tEffi^.,riJFD#I' Slii,,jllf :jf t:.t ^o, o *ili,io. *o,o eoorrorue. cxaitl'"; ;# lii [Bi[lH
Debts Recovery Tribunal_3, Kotkata Order Sheet (Continuation) case No. TA r.ro. is8 0J10ra Order with signatur€ Order No.25 Dt.10/o3/2026 Order pronounced (vide separate sheets). In the resut. T,A, No. 398 of 2Ot4 ta 200e frred berore onr--;,;;ff ; ","*. e orrt or€ A. No s3l rssue Recovery Cenificate accordjnqly. ( Arbrnd Madhav r presrd,ng Officer _ . DRT-2, kotkata AoornonaJ Charge of DRT-3, Kolkata : ----- ---st t B-;[.f