Debts Recovery Tribunals and Appellate Tribunals
CENTRAL BANK OF INDIA vs M/S REGINA DRESSES & ANR on 28 April 2026
BEFORE THE DEBTS RECOVERY TRIBUNAL-IlI XOLKATA
PRESENT:- SRt ARBIND MADHAv
PRESTDING OFFICER OF DRT-II KOLKATA
ADDITIONAL CHARGE OF DRT-III KOLKATA
T.A. NO. 106a OF 2015.
DATE OF DELTVERY OF ORDER : 2AIO4 12026
Central Bank of India is a body corporate constituted under the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 having its Central Office at Chander Mukhi. Nariman Point, Mumbai-400021 and carrying on business, inter alia, at 34, Chetla Central Road, Kolkata-700027, commonly known as Central Bank of Indla, Chetla Branch, within Post Office and Police Statlon- Chetla, within the jurisdiction of this Ld. Tribunal.
Applicant Bank.
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2.
-Versus-
M/s. Regina Dresses, a proprletorshlp business of Mrs. Reglna Khatun, having its omce a;d prlnclpal place of business at Purbapara, Vill & P.O. Rasapunja, P S - Bishupur, i4 Parganas (S), Kolkata'700104, West Bengal, within the aforesaid jurisdiction.
Mrs. Regina Khatun, proprietor of M/s. Regina Oresses, daught€r of Daud Mollah, having i[s offlce and principal place of buslness at Purbapara, Vill & P.O. Rasapunja, P.S.- Bishupur, 24 Parganas (S), Kolkata-700104, west Bengal, within the aforesaid jurisdiction.
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2.
Defendants.
Counsel for the Applicant Bank: _
Soudip Pal Choudhuri, Ld. Counsel
Set ex-Parte on
20l04l2026
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JUDGEMENT
The Applicant Bank flled the present TA belng No. TA,/1068/2015 on 30/08/2010 (arising out of O.A. No. 1123 of 2O1O flled before DRT'2, Kolkata) for recovery of a total sum of Rs' 13,93,985.60/- (Rupees thirteen lakh nlnety three thousand nlne hundred elghty five and paisa sixty only) from the Defendants towards Cash Credit and Term Loan together with interest, cost and other usual reliefs. The Defendants are served with summons. The defendants did not appear, as there was no representation from the defendants, the case was fixed for ex-pade hearing on 20/0412026, and heard ex-parte accordlngly The Applicant Bank examlned 14 documents through Sri Debrit Sarkar, Manager marked as Exhibit Annexure-A to Exhlbit Annexure-G. 6
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6. Heard the Ld. Counsel for the APplicant Bank. The polnt that arlses for conslderation ls : whether the Appllcant Bank ls entltled to the claim made ln the OA against the Defendants and OA schedule properties as prayed for? As stated supra, the Defendant remalned absent and dld not turn up to controvert the veGlon of the O.A. of Appllcant Bank. The Evldence Affldavit coupled with the recitals in the documents viz,, Exhibits Annexure-A to Annexure'G marked on behalf of the Applicant Bank, established the claim of the Appllcant Bank agalnst the Defendants and OA schedule properties. Hence, I hold that the Defendants are jolntly and severally liable to pay to the Appllcant Bank the claims made in the OA with future lnterest and costs- In the result, the present Orlglnal Appllcatlon is allowed ex-parte with costs, as under:-
ORDER
(1) T.A. No. 1068 of 2015 filed by the Applicant Bank ls allowed and debt is determined with cost against the defendants. It is hereby ordered that applicant bank is entitled to recover from the defendants the total amount to the tune of Rs. 13,93,985.60/- (Rupees thirteen lakh ninety three thousand nlne hundred eighty five and paisa sixty only) with pendentelite and future interest @ 11(% per annum lnterest wlth simple on the amount due from the dateoffilingoftheorlg|nalApplicationl.e.30/08/2010tillfullandfinalrealizationofthe clalm amount.
(2) Amount, if any, paid by the defendants ln the loan accounts or amount, if any, recovered by the Applicant Bank after fillng of the O A. the same be taken into account while arriving at the exact amount of dues/debt payable by the defendants. Accordingly, pendentelite and future lnterest shall be calculated on the reduced amount.
(3) Defendants are debarred from disposlng, alienating or dealing with any of the properties belonging to them till the aforesald decretal debt is recovered from the defendants'
(4) Oefendants are glven a time of thirty days from the date of the JudgemenvFinal Order for repaying of the above mentioned dues, so intimated to them. In case the defendants fail to pay the dues within the above mentloned time, the applicant bank is entltled to recover its dues by sale of secured assets, if any. Applicant bank is also entitled to proceed against peGonal propertles of the defendants (Both movable and lmmovable) and also proceed agalnst the defendants personally to recover the dues in accordance with law.
(s) Let the Certificate of Recovery be drawn up by Ld. Registrar ludgement for lssuance of the same against defendants in favour under Section 19 (22) of the Recovery of Debts and Bankruptcy Act, forthwith in terms of of the applicant bank 1993 and put up the same for issuance of the Certificate.
(6) Ld. Recovery Officer shall realize the amount as per the Recovery Certificate from the defendants in accordance with law.
(7) Ld.ReglstrarofthlsTribunallsdirectedtodeliverrecoverycertificateintermofthefinal order/judgement for recovery of the sum against the defendant in favour of the Applicant Bank under Section 19 (22) of the Recovery of Debts due to the Bank and Financial Institutions Act, 1993 now known as Recovery of Debts and Bankruptcy Act, 1993'
(8) The partles are dlrected to appear before the Recovery Offlcer on 10/06/2026 for further action ln accordance with law in the event the entire amount is not paid by the said date' Accordlngly, T.A. No. 1068 of 2015 (arlslng out of O.A. No' 1123 of 2010 filed before DRT-2, Kolkata) is allowed and stands dlsposed of. Copy of the JudgemenvFinal Order be uploaded in the Tribunal's website' File is consigned to the Record Room. (Drctated to steno, transcnbed bY her, con€cted, 99ned and oronounced by me in the open Court on the 286 day olApnl, 2026) PRESIDING OFFICER OF DRT-II KOLKATA ADDITIONAL CHARGE OF DRT.III KOLKATA . A;--\ J-SFIAnot ru
Debts Recovery Tribunal-3, Kolkata Order Sheet (Continuation) Case No. TA No. 1058 of 2015 Centrel Bank of India Vs. Ir,l/s. Regina Dr6sses & Anr. Date ot order Order with signature Order No.27 ot.28 /04 / 2026 ss Order pronounced (vide separate sheets) In the result, T,A. No. 1058 of 2015 (arising out of O A. No. 1123 of 2O1O filed before DRT-2, Kolkata) is allowed veith costs. Issue Recovery Certlficate accordingly. Presiding Officer DRT-2, Kolkata Additional Charge of DRT-3. Kolkata ind ['ladhav )