Debts Recovery Tribunals and Appellate Tribunals

Smt Hema Das Vaishnav vs UCO BANK on 17 July 2025

DESCRIPTION OF THE ORDER

.9. 41 / zozt

Giln{fi sel d ft\ fr iTdYI

rl(l(crl I

oTBrffir vq Bft-d

tfl-{f,r 31fo6mr I

smsrfr il6 d ftq fr 3i-<q

elqtft qfu6m I

orm FDwI eifrq 3il-e{r ig

P+ott

gerfi t 3Tfuq oil-t{r frgtqT

rrqr I il(gqR 3Tfrq 3n+qT qlRa fuqT

TRIT

dqrS l(

GTrtfud {rd A

G+qlEt-{ ei.q. oss / zozt q Etfua gf,

qeftq Fruiq id;irtr 28.12.2022 sItTrftI

frrqT rFIT I

dqrx l( nBd ffi

eftE d-c fu{w fuqr qro-q o.Fs{T

rz d er5flR 3ifrq sTrtqT q-R-d fuqT

rt-ql I

srtqr at qh sT{i sH o\

sq?rq o-trft qrt t

qRunq <d d t

GTFris olFrtsFrrr q E{Bf,

qri t

CONTD. ORDER-SHEET

CASE No..........

DATE

17.07.202

REMARK

ffiq 3TEr6rft,

S.ern.ff .q.q., qq ufis'rd

PAGE No.

Page 1 of 8

gq.q. ;i{r -41 / 2023

urT {qft 3TE6.{ur, W{f,9(

(q. c. ys uffiq=t-E rrq)

(ffi{ qffi - crTftq fr tm Fqrfl q}d)

gq.q. ;fw -41/2or5

i. 4rfr tqr <tq tq-s qH slqf{ Ers

turq, s.q o-ftq +z qt ffi

I-A, ergwt

ffieffi E{-qr-fr {ts, sqRqr trs Frf,r$ fu-dl crf (u-d-sqc), ; glqil< Erfl tvrq ss o-'Q-q so s{, Frqr$ I-A

sqRqr t-s

1. {M Gilfu{fl m sil. dA E<\ dn, tuRr +€t 4eoooo 5tf E-ffi-€-lE, ar*r erexrtw srrf+o qa d ftrq rft {rdcr i-ft-{dT 3Tk{ffir gs skd ttr{trr 31fuq-mr I s-tr{qrfi t-o' A ftN fr gf,(Rl qTqtft erkrmr t f{s-q

Page 2 of 8

gc.q. ;i{r -41/2023 (fu{rr 17.07.2025 a\ q\fud)

1. ffi;5 zs:os.za o1 trqd {s frfuT srltr{q d gm cnilq-orpl t w 3Tkfi-isr t ftFto eitq. asa/zozt q elB-a vo ounq ffq fr{io 28 ft-sq{ zozz d sFlrw frri qd or ergttl fu-q t t

2. gq.q.e-qd o-{i fr gv l+o< e\ erqr fro} qri tg gero eirtr< en$.g. zs+,/zozg sfl 3iltlr q{ q-qd fu-qr rqr t of ffi sIIhTflr or tBs foiro 26-04.2023 qrw dH rR oTt-iffi-rrq o1 gfi ,*1q ffq o-t flq g3[r, ilq frfrEr ,*.i"- so fro-fl A oifl l-go fu-w 'rqr B I sfl sTIErR qt fuf,q &FII frti qd or erStu fu-qrrqr t't

3. u-qo frfru 3rri-fi oT 5q ernm t'fu enico qa o1 gs eTk+--ruT d qqr oko erq z ei.q. $4/21 qq 3t \. av /zozt o.r irBs ffi sro t ctl-r{R 2021 t cl-q $n, fu{ qrrd\ fr uril{sroT scRarfu fr-o-{ fufud oqc fi u-qo frur, fu-g Es etq. d frsq fr cqft oIffi oI frtrs ftdr6 26.04.2023 vrw di qr orff{fi.lur eilTs-d qfu-o re ri vs oTBo-ffir d qrtqq q qpq-drfr gdri w sio EeTr fu efrq 6$/2i fr gm qfrq ftolq ftiro ze.rz. zo22 sTq EsTr t, q-qfu otrq-+o ceT o\ gs oil.g. or frEs o.fr il-fi-a r€t gen, erqut 3[ri{+-'roT e]-qrq scRarf, Eq *tr 3ntqI

3 gcq ;iq-t -41/2023

4. vcdr-qrfr sfr er fri + e-qf, fuu 'rt ftfud wqrs d qrtqq t sTrqfu ff d t fu 3Tiff6 qa w frEs orfi-a Eenr eil-i<o qH qFr{atnq 3r-gcRard {6r vs go o*Xq ffq q\fr--d EYt d s qra d fffrd * eila-cq ryo ftrqr rrqr B r gs GrIqn rN u-qa urilec ai-qB Erkd *i d GilErR qr F-{K frtn qri or ot-g-tq fu-qr rrfl tt flPr fr GTrqfu fr .d t at qrilco cffi i t-6 d fudrs qftcr$-frrc 3rrtrfi ft rqn or rsl t, fuE ft{rtTR frfrEr srfilfi u-qo frr+r .rqr t t s. yerffi: frae erqr frtt qrt fu u-qa end-cq or ft{r6{ur fu-qr qT ra tt et.g. ossl2021 6I aa uffiu sTr-gf, 6-r *dT ovi w crql qrfl t a1 cr-tcr k+o. 21.0s.2021 d ergwn cfrrsrftrot oii fu{i-o. zs.ot.zozz d ifurws d rrqe{ sqfurd di tg dfrq }B-d fu-qrrqr Yq ft{1q t+.oz.zozz d ifuqTi anr cffiqT w ffirq€ sp d qrtqq t ilfrq f,Iftf, Elt of dlqqr fu-qr, ffi srrqn q{ gs eTBfi-{ur 6nr crftd gTl-icr fir6 za.os.zozz d 3rJsR cffirrur d ffs-q eni go qstq Sl-or-$ fril qri or eTrtcr frqr rTqT gs dq otC qrog{ q ft-qi'r 2812:022 o,r qo. qdlq Fpfq dlfud frtqr rqrl

6. qla-{o' to gnr u-qo trea ft$-d d ci-5sl-i ftir-fi' 2a.1o.zozt d qTtk+l sntrfr tcr Ers vtr sTla-{o. iTqa< srs d crq of sFF +lrst =iqq rs,/( fu-t ergwr ffiffi E-flfi M E-ffig.T-6 ft-{ drs 4eoo25 d gtss qq ffi .ri t, d sro io Rqri d er5un qrqi< Ern

Page 3 of 8

gc.q. i{r -41/2023 twrs s\ ft{1q oz.rr.zozt d ffi6r of .r$ B t enileoqq qfr qF{ B, dl qc nqn< crq AErq d io. RdrC d ci-gflr-{ sro. at ffi sFtd t, aq eri{fi qcI oI Td o-Ecr fu B+ q}frs T€t ft-dr, ffi drrq oerq T€f t, frt-g EH oes ol 3r{tqr r€l fu-fl qT EtDcII fu urd zozo t q-{ 2oz2 d qEzl o\frs rs r-dTqlfr o.T trrrl QT I {S or-sB n +fus of dIffi ftiro 02.tt.2021 Qi a1 T{ tr

7. 3rg-dq 123 Tqffl crfiftqc tsoo d erftTmr5flR vtr' cetrq ffq fuirr t so k{fl d oiq{ go. qeftq ffq ot srqrw fttt qfi tg entrq u-qd o.{i dl Hq-q fffl so ftqs vs otq{w d fuq t fu qq cffi qq Hqfi w t fi{s of fl-ffi gg d, srdrer 1+' cefrq M or src *i ftqi6 t go kq-s at q-qB rrur+ frrq drfr t't B. frtfr ft cffi qs wrfl of Hqo orftd nc qrfi qrfr B E-qfu entcr s ftqq z fr.fr.fr. d ., I 5l lc+ich crqqrit o-r qTer=r ${r d, eTartf, srE qa of cft d sPT ridu orfi-f, $n E) I oil(.S.fr. g{e 1ee3 d fff, crqEnF-d icfl ffi (eYfFN t-w) tsss A ftqq rr d ergwn *fi trd6 yffi o\ oirfts{f, qffisTq d stPI tw go ot orffi srf+qrd t'r gs c-o-wr fr srril{o t-o d gxr ffi tqr sl-fl vs {Iqa-q qrs tsrq c-d'6 of 15-15 q-q auFI oT fuq-rsT nB-( frrqr .rqr, qT *tarq tea fr$-e fr we t, srelta q6 se t o1 iBa H .d r{dq d qrpr 3ffi-sr-f, \frdqn q\ ga tss to' u'r t, u-flq,t efr ifua

Page 4 of 8

gq.q. ;iq{ -41/2023 T€t of u$, ae sffiqq w wiq of drffi sqq; w fi fu'fl qrcr r€t qrqr qror t I {s EMrq t fi GTr-A-{f, qH gRt rqo fl+oq erqr 3il-nfi qRqq d srpr ffif,tt or trqf, frEq qrTnfi Xur ds qq q-qFa i gn urtr sFdd B I e. Her{qT-rr fraq erqr sTra-qn en$.q. zeor /zozt ga 2ooool-(fifl eor) vs$ qkqq sTri\fuf, oq ffiflt fu-qr rnror t I or_tlfua cR_qq {rfu it t roooo,z_ (ew rwr<) vu-$ g1.oo.ff.ex uvogr fr qs ts loooo/-((fl Eqn) vqd qqn d* sarqor sts fr Gr-ru-fr oz frqs d eis( qqr o{t at q-d .R frfrET sr-tfi X"r dv w gt uri fu w-qq fu-qr qror tt

10. ere q6i aE vfi ounq ffq gs ffi grEfrrde dt sTqrw frt$ qri qi sgrrrf,r .nI vc=T t, d ?]-qfr 3rffc-6 qa o\ dq. oT sr-s ffi sro d qrtqq i dffi-f, d gur, fu-{ qq r{ds d srq 0.enq.0. (effiqr) $ffi 1ee3 d frqq r d enf,rfl{ stsETn\ o-l tflcm r& gur eiefo qffiwr a\ of0-si-f, qffisTc q1 orfi qs tql go et nftfi TS o-{ff .r$, q.Itd ftqq 5 (z) fr.fr.S. q qFfd orrEncnD' qfo-qr oT qra-c r€l fr'ql Tqr, a-q qfuqrftrrq 3rfu6-iq t sqRrd ++a fufud oen trqd o.-{i n HHaf T€t qd qrtft, o-nq of frffi ft qfrrsrfr o\ {riq f,ffi-d di t frE d .5'1-6 guiRo qrq Sqr t ftfuo oerc c-q( o{t d fuq elE?T +fl, eq qt=tl uil etFf,I t' qqfu

Page 5 of 8

12. qr{fiq q.c. sa qrrrrf,q a dl{I ad qrtrqur G-s-€ {rts-qq 93il-{ 3[t. 1990 grl.fr. rss A qE-A t ere{r s ft-qq z 6r q-dror t qroc fu-qr qr+ furfkd fu-fl .rqr t gs Ec{ sr{ fut-< roara q.3Tr{.3Tr{ 1e8s qq.fr.go d qrrA fr qmftq q.c.Bar amml-rl or orfuqo t a1 qR enter s ftqq z or rllcrq r€t fr-qr rrqr, ereltd qrfl, at qfr d srer riris dffi-iT T€t fu-qr rql t, rq qtRo gqt cefiq M oFIrkI frtt fli qt'q dff r

13. ITTECICT ft-s-q df{rfi Vs erq (zore) r qc.fr.vd.

d. oas d qrrre t sil-tcr s ft{q 2 A sirArflfi qrqETHi o-r q-cffi frti ft-{r drfi-d gv ri{'u w qrRo go q#q M o\ Grrrrkr fu-qr .rqr t t

14. a) qq sfl e-.F-{q ti cffiTq o\ sirff-sr-d q#cn gs tqy go of cfr ifuf, T€t o1 ,rg, sertf, wqfi ss t HqH o1 il-ffi ftrS fu{r ei.q. 6s3/202i d cffiqq d fus-€ vfi cftq U{qr{ o-r eTrtcl Riro za.os. \q.q. ;ifl -+t/zoze sfr sEiq d qreT qr<qaleT\0-qr-f, qffi{q \q qffi-iqt of qfr rid'q d qrpr orfta ot'r$ dtt

11. g'fl ctFrul t qE cqrFrd f fr qffirrur w Bir0-fif, gfficri \s tqr go o1 il-ffi T€t of 'r$, qn 1s qH s'rq sT frs-rs-I affi-d frtqr trqr t, ftils{ sTForq fidq of \'fi cfr {S d'ft, erqt-o cffiq"r w €{s ot sqq arffi cfi g$rSftwc-d \#cTc gs qffit d ell1rs i qffiq-ur 3Ttrfi-roT d qqa scRrd *ot eTqcr oar{ Yqf, o-{i d erqef c-€t a}t

Page 6 of 8

qqq. ;iTr -4't /2023 2022 crftd or Vfi q$-q ffs ftTi6'28.12.2022 qrfrd fu-ql rrqr t, ffi erEsiur ti toqt grfrfitd-e iFa fu-q .rqr t, nq orff{fi-rtq gM lrqd frftq oTrilfi ffion o-s dfra vf, qetq ft"tq frcio ze ftsqr zozz d oFIt-KT o-q ifuo ffi qTEnd-d o\ ftrtr o-{ cffirq al ei.q. 6s3/2021 tt X"r ds w gcsri 6-1 31tl-{n fufl qril frB sqo gs vfuo t t

15. fu{ Eq-d qrer fr qE tqfr gs fu cffi'I'I 6\ ririq fudT d, qR t qr-dt d eTBf,-iq d vqeT scfurd slrfi-q-{d qfidcn W efrrfqt qfi cH Yrq tr-t srrqt yhqrc oq vot e), ffi srq 6 q-+a *ft, fu-{ qffiq-"r i frkr crqETn] iD'I EIIIT sdri of ftqo t so: o'I sTko.-rur d sqs sqfufr t dfod qgt I qRq-Hd: qtr(ul t ei-q ssq g$ cRfuh d or*q f46q gw I E-s oRur sTtfq?rTur AM q-qd frfrq GTInfi cRqq d srer ffis-n fu-qr qnr sEro *.n t

16. TDETFI-t-r 3il-f<orur qr 25000/-(q#fl rwx) t-qn ckqq 3{rtfud o-r wg( frfur 3nifi So.R fu-qr qror t r entfuo qRqq srRr qEr-{ qC} sdrq-f,I drs fr olmfi 15 qrd fu{fl d srfl qqr orcr +'nr gS srd q{ qffi{ur of ei.q. qss/zozt t qr+m( trqf, fl ctrqrc od or erqs{ vIK +n t

17. sct-mr5fli srtBd Yrd d 3llqrsfi{ d'q 6s3/zoz1n dft-d vfi cetq Friq fuirr 2812:022 3TtrrKT

Page 7 of 8

\q.q. ;t{t -41/2023 frrqr qror t r a-qrgqr< nR-d ffi grtrfrt+-c n-rw fr;qr qrar t t

18. {fti-S o\ fr{Rlf, fuqr qrf,I t of eil'q' 6s3/2oz1o\ aa rfi q{ cfiq-q o{ sTBowr d wa yr Els cr Sis'ri tg fq=i@ 17.0s.2025 d ftTq {A-{€ fuqr qrq t eTli(en d-o cffi.rq d gTk{ffir dr et'q' at qft ffiirnq sFo c-fl{ o.f r 1e. cffiqq sil-tRra cR-qq qrRr qeroq w fi-q efl-{r frMa ow u-go ott t

20. q-{ff oTffi d sqs dker qq.fr ortrqr$ qqrq of qrfi t r e-<rgwn cqff 3lffi dr ffi qfdd 6t t q-o-{ur rm d qqa foqto z+.oz.zozs ol u-qn d t

21. GTt-i{ qfi cfr dlq. 65s/2021t ddr{ ot srffio ffi o\ qq-s fo-qr qtq t

22. fqFdET trfi'{q slffiglrw fr g{fud {€r qrq I qRwq ed dt t 2o. 3Trfsr gd qFflqril t eTro ftqio tz.oz.zozs o\ Eilft-f, fuqrl q-s-dgi frqio-rz.oz.zozs (rn ffiiGTffi S.eil{.O.q.c.si u-d-qrqq "(

Page 8 of 8

Loading citations and judicial treatment…

You have used today's free searches. Sign in, for free, to keep searching without a limit.

Compass reads the judgments for you and finds the paragraphs for and against your question. Sign in to use it.

My Vault follows judgments for you and records every later decision that cites them. Sign in to keep one.

Sign in to download the court's PDF. The full text stays free to read here.

Search and read Indian judgments without limits, save them to My Vault and find the relevant paragraphs with Compass.

Open the sign-in page instead