Debts Recovery Tribunals and Appellate Tribunals

SHRIMATI NARGIS vs KASHIPUR URBAN CO-OPERATIVE BANK on 26 February 2026

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**ORDER-SHEET** Page No. ....

**DEBTS RECOVERY TRIBUNAL, DEHRADUN**

**R.A. No. 04 of 2023**

**Shrimati Nargis Vs. Kashipur Urban Cooperative Bank Ltd.**

**Date: 26.02.2026**

Item No.19

Present: Sh. Varun Pandey, Counsel for Applicant Sh. S.M. Joshi, Counsel for Respondent Bank Called out, Ld. Counsel for the parties present.

The Applicant has approached this Tribunal by filing restoration application in relation to Securitization Applicant No. 22 of 2023 which was dismissed on 30.05.2023 on the basis absence of the Applicant.

This application has been filed by the Applicant on 30.06.2023 i.e. after 30 days and no any explanation has been submitted in relation to delay in filing of this application.

As per Ld. Counsel for respondent bank, the cheques for an amount of Rs.5.00Lacs was provided by the applicant as per order dated 09.01.2024, but the said cheques has already been bounced/dishonor/not encashed.

The Applicant in Para-4 of this application has mentioned that " the present applicant wants to settle his loan account". The matter was referred to Ld. Assistant Registrar for reconciliation/mediation by order dated 09.02.2024. As per ordersheet dated 05.03.2024, the Applicant has not come forward for reconciliation/mediation.

None has appeared before the Tribunal on 12.02.2025, 29.04.2025 and Applicant was directed by this Tribunal for payment of Rs.4.00Lacs within a period of 30 days by order dated 19.09.2025. But the Applicant has not complied the said order.

As the Applicant has approached this Tribunal through this petition by saying that applicant wants to settle the loan account and filed this petition on 30.06.2023, but the Applicant is not ready to repay a single pie after order of this Tribunal and also playing game with the Tribunal as well as Secured Creditor by providing cheques of Rs.5.00Lacs not encashed as per Ld. Counsel for respondent bank.

**ORDER-SHEET**

Page No. ....

**DEBTS RECOVERY TRIBUNAL, DEHRADUN**

**R.A. No. 04 of 2023**

**Shrimati Nargis Vs. Kashipur Urban Cooperative Bank Ltd.**

The whole of the situation has shown that the Applicant is not ready to stand on her version/statement, this situation has clearly shown that the applicant is trying to deceit not only Secured Creditor but also the Tribunal.

After considering whole of this situation, the applicant is not entitled for any relief through this petition and the petition is liable to dismissed. Hence dismissed.

Interim order, if any, vacated. All interim applications are disposed off accordingly.

Record be consigned.

(Umesh Kumar Sharma) Presiding Officer DRT, Dehradun

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