Debts Recovery Tribunals and Appellate Tribunals
Suman Mittal vs UNION BANK OF INDIA on 13 December 2025
**BEFORE NATIONAL LOK ADALAT
DEBTS RECOVERY TRIBUNAL**
2<sup>nd</sup> Floor, Paras Tower, Saharanpur Road, Mazra, Dehradun, Uttarakhand-248171)
(Jurisdiction- Uttarakhand & Part of Western Uttar Pradesh)
**AWARD**
IN
M.A. No. 61 of 2024(arising out of S.A. No. 202 of 2023)
Reference made by:-
- • Ld Counsel for the applicant
Between:-
**Suman Mittal**
----- **Applicant**
**Versus**
**Union Bank of India**
----- **Defendant**
Whereas the applicant has filed this M.A. No.61 of 2024 (arising out of S.A. No. 202 of 2023) in the Debts Recovery Tribunal at Dehradun against the recovery of a sum of Rs.27,86,212 together with interest, cost etc. by the bank.
Whereas during the pendency of the case before the DRT, Dehradun the applicant and the respondent Bank have mutually arrived at a settlement on 12.12.2025 through mediation/reconciliation for full and final settlement of the Bank for Rs.17.25 Lakhs against the Account No.205613100000061 of M/s Gaurav Traders and another account no. 205613100000052) of Sh. Rakesh Kumar in which the applicant is guarantor. Out of which the applicant will pay settled amount as per the payment schedule detailed below:
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1. 1. Rs.50,000(Fifty Thousand) as upfront amount on 13.12.2025.
2. 2. Rs. 01.50 Lakh on or before 15.1.2026.
3. 3. The balance Rs. 15.25 Lakh on or before 13.03.2026.
The settlement is consented by both the parties and at the request of the parties; the matter is taken up before this National Lok Adalat on this the 13<sup>th</sup> December, 2025. The applicant prayed for more time to pay balance amount taking into consideration the poor health condition of his husband. The request of the applicant considered sympathetically and the balance amount after 13.03.2026 will be paid with 7.00% per annum simple interest on or before 13.06.2026.
There is no legal bar in considering this settlement and the case is disposed off in the light of this award.
If, the borrower / applicant fails to deposit the entire settled amount as above on or before 13.06.2026, Bank shall be free to take action for recovery of its dues by any available legal means. Both parties have given their consent for the settlement as above during reconciliation proceedings.
Original copy of this award is forwarded to the Ld. Registrar Debts Recovery Tribunal, Dehradun for placing the award on the record. Let copy of this award be provided to the concerned parties or their representatives.
(Given under the hand and seal of the National Lok Adalat Bench on this date 13 December, 2025).
**(Varun Gaur)** **Recovery Officer-II** **Member**
**(Mukesh Kumar Gairola)** **Registrar** **Member**
**(Umesh Kumar Sharma)** **Presiding Officer** **Chairman**