Debts Recovery Tribunals and Appellate Tribunals

THE COSMOS CO OPERATIVE BANK LIMITED vs Kanuru Sowbhagya Lakshmi Kutumba Kumari on 6 November 2026

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IN THE DEBTS RECOVERY APPELLATE TRIBUNAL AT KOLKATA

**Regular Appeal Dy. No. 1122 of 2026**

Cosmos Co-Operative Bank Ltd. ----Appellant

Versus

Smt. Kanuru Sowbhagya Lakshmi Kutumba Kumari & Anr. ----- Respondent Order No.01

06.11.2026

Received an appeal filed online on 27/10/2026 and hard copy on 06/11/2026 under section 18 of the SARFAESI Act, 2002 presented by Ld. Advocate Mr. Rangesh on behalf of Cosmos Co-Operative Bank Ltd., Appellant.

The appeal has been filed on behalf of Cosmos Co-Operative Bank Ltd. against order dated 12/10/2026 passed by DRT-Visakhapatnam in SA/403/2024. Appeal fee of Rs.210/- vide Transaction Ref. ID 2710260123429 dated 27/10/2026, Rs.49790/- vide Transaction Ref. ID 0311260117847 dated 03/11/2026 and Rs.5/- vide Transaction Ref. ID 0511260051927 dated 05/11/2026 have been paid.

The Vakalatnama has been filed by the Ld. Advocate.

The case is under the jurisdiction of this Appellate Tribunal.

Application is within the period of limitation.

It is stated in para 9 at page 35 of memorandum of appeal that since the appellant is a bank, provision in respect of deposit of dues in terms of section 18 of the SARFAESI Act, 2002 is not applicable.

Ld. Advocate for Appellant certified vide a certificate dated 04/11/2026 that all the annexures and supporting documents annexed to the SA application have been reproduced and incorporated in the present appeal in their entirety and in the same form.

Caveat no. 155 of 2026 has been filed in the matter of Smt. Kanuru Sowbhagya Lakshmi Kutumba Kumari Vs. Cosmos Co-Operative Bank Ltd. & Anr. by Ld. Advocate Ms. Poetry Dutta, for Caveator through online on 14/10/2026 and hard copy on 15/10/2026. The caveator is respondent no. 1 in the Appeal. The memorandum of appeal is served to Ld. Advocate Ms. Poetry Dutta, for Caveators by mail. The mail copy is annexed with the affidavit of service. Hence, sufficient service is caused upon the caveator.

The matter may be placed before registry bench on 25/11/2026 for filling affidavit of service of summons.

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